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FINCHVILLE, KY 40022

Real Estate Market Report  ·  Shelby County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
3
⇩ 50% vs 6 last year
Pending
2
67% pending ratio
Median Price
$775,000
⇩ 3% vs $799,000 last year
Average Price
$775,000
⇩ 16.6% vs $929,280 last year
Days on Market
46
⇩ 31.3% vs 67 days last year

Market Context

Population: 833  ·  Density: 19.7/mi²  ·  Median household income: $110,048

Typical home value: $426,284  ·  Homeownership: 90.7%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The FINCHVILLE, KY real estate market (40022) currently shows 3 active listings, with 2 pending sales. Homes are averaging 46 days on the market before going under contract.

Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 46 days on market compared to 67 days last year.

The median listing price has fallen 3% year-over-year, from $799,000 to $775,000.

Whether you are buying or selling in FINCHVILLE, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 3 this year vs 6 last year
  • Days on market: 46 now vs 67 last year

Median & Average Pricing

Year over Year
  • Median: $775,000 (-3% YoY)
  • Average: $775,000 (-16.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 17.2 miles — 624 listings ($279,818,143 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40022Finchville, KY 400220.0 mi3$2,325,000$775,000$775,000
40067Simpsonville, KY 400675.4 mi22$13,252,338$444,950$602,379
40065Shelbyville, KY 400658.0 mi131$55,719,278$345,000$425,338
40245Louisville, KY 4024510.2 mi133$83,339,795$589,900$626,615
40046Mount Eden, KY 4004612.4 mi3$1,050,000$390,000$350,000
40056Pewee Valley, KY 4005613.5 mi12$7,871,856$509,750$655,988
40076Waddy, KY 4007613.7 mi3$2,294,901$810,000$764,967
40047Mount Washington, KY 4004714.3 mi100$37,878,200$379,999$378,782
40220Louisville, KY 4022016.0 mi88$25,602,016$284,900$290,932
40242Louisville, KY 4024216.3 mi33$10,349,889$304,339$313,633
40010Buckner, KY 4001016.5 mi1$641,900$641,900$641,900
40241Louisville, KY 4024116.8 mi70$31,249,120$399,950$446,416
40013Coxs Creek, KY 4001317.2 mi25$8,243,850$292,400$329,754

Frequently Asked Questions

How many homes are for sale in FINCHVILLE, KY 40022?

As of January 2026, there are 3 active listings in FINCHVILLE, KY (zip code 40022), compared to 6 the prior year.

What is the median home price in FINCHVILLE, KY 40022?

The median listing price in FINCHVILLE, KY 40022 is $775,000 as of January 2026, a 3% decrease from $799,000 the prior year.

How long do homes stay on the market in FINCHVILLE, KY?

Homes in FINCHVILLE, KY 40022 spend an average of 46 days on the market before going under contract, compared to 67 days the prior year.

Is it a seller's or buyer's market in FINCHVILLE, KY 40022?

Based on current inventory and days-on-market data as of January 2026, FINCHVILLE, KY 40022 is currently a Seller's Market. Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 46 days on market compared to 67 days last year.

How much can I save on real estate commission in FINCHVILLE, KY?

With SELL123.com's maximum 3% commission, sellers in FINCHVILLE, KY 40022 save an estimated $15,500 compared to a typical 5% commission on the median listing price of $775,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.