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FINCHVILLE, KY 40022

Real Estate Market Report
Seller's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The FINCHVILLE, KY real estate market (40022) currently shows 3 active listings, with 1 pending sales. Homes are averaging 56 days on the market before going under contract.

Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 56 days on market compared to 66 days last year.

The median listing price has fallen 47.1% year-over-year, from $999,950 to $528,875.

Whether you are buying or selling in FINCHVILLE, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 833  ·  Density: 19.7/mi²  ·  Median household income: $110,048

Typical home value: $426,284  ·  Homeownership: 90.7%

Market Overview

Active Listings
3
⇩ 57.1% vs 7 last year
Pending
1
33% pending ratio
Median Price
$528,875
⇩ 47.1% vs $999,950 last year
Average Price
$528,875
⇩ 43.7% vs $939,975 last year
Days on Market
56
⇩ 15.2% vs 66 days last year

Price Per Square Foot

Median $/sqft
$166
⇩ 32.5% vs $246/sqft last year
Median Home Size
3,217 sqft
Typical listing size
12-Month $/sqft Trend

Sale-to-List Price Dynamics

At Original Price
99%
Listings with no price change
Price Reduced
1%
12-Month Price Reduction Trend

Based on listing price changes before sale/pending as a proxy for sale-to-list dynamics. Source: Realtor.com.

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 3 this year vs 7 last year
  • Days on market: 56 now vs 66 last year

Median & Average Pricing

Year over Year
  • Median: $528,875 (-47.1% YoY)
  • Average: $528,875 (-43.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 17.2 miles — 641 listings ($288,409,957 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40022Finchville, KY 400220.0 mi3$2,030,625$755,875$676,875
40067Simpsonville, KY 400675.4 mi20$12,866,680$433,700$643,334
40065Shelbyville, KY 400658.0 mi140$61,823,860$346,250$441,599
40245Louisville, KY 4024510.2 mi126$78,897,546$586,850$626,171
40046Mount Eden, KY 4004612.4 mi3$1,187,499$382,500$395,833
40056Pewee Valley, KY 4005613.5 mi11$8,255,181$518,250$750,471
40076Waddy, KY 4007613.7 mi4$1,759,800$352,450$439,950
40047Mount Washington, KY 4004714.3 mi112$44,763,600$383,749$399,675
40220Louisville, KY 4022016.0 mi90$26,090,910$284,450$289,899
40242Louisville, KY 4024216.3 mi26$8,408,166$306,675$323,391
40010Buckner, KY 4001016.5 mi1$641,900$641,900$641,900
40241Louisville, KY 4024116.8 mi80$33,537,840$381,950$419,223
40013Coxs Creek, KY 4001317.2 mi25$8,146,350$293,650$325,854

Frequently Asked Questions

How many homes are for sale in FINCHVILLE, KY 40022?

As of March 2026, there are 3 active listings in FINCHVILLE, KY (zip code 40022), compared to 7 the prior year.

What is the median home price in FINCHVILLE, KY 40022?

The median listing price in FINCHVILLE, KY 40022 is $528,875 as of March 2026, a 47.1% decrease from $999,950 the prior year.

How long do homes stay on the market in FINCHVILLE, KY?

Homes in FINCHVILLE, KY 40022 spend an average of 56 days on the market before going under contract, compared to 66 days the prior year.

Is it a seller's or buyer's market in FINCHVILLE, KY 40022?

Based on current inventory and days-on-market data as of March 2026, FINCHVILLE, KY 40022 is currently a Seller's Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 56 days on market compared to 66 days last year.

How much can I save on real estate commission in FINCHVILLE, KY?

With SELL123.com's maximum 3% commission, sellers in FINCHVILLE, KY 40022 save an estimated $10,578 compared to a typical 5% commission on the median listing price of $528,875. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.