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PENDLETON, KY 40055

Real Estate Market Report  ·  Oldham County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
4
⇩ 20% vs 5 last year
Pending
2
50% pending ratio
Median Price
$699,875
⇧ 86.6% vs $375,000 last year
Average Price
$699,875
⇧ 47.3% vs $474,975 last year
Days on Market
85
⇧ 88.9% vs 45 days last year

Market Context

Population: 2,310  ·  Density: 37.8/mi²  ·  Median household income: $81,366

Typical home value: $215,072  ·  Homeownership: 82.6%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The PENDLETON, KY real estate market (40055) currently shows 4 active listings, with 2 pending sales. Homes are averaging 85 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 85 days on market compared to 45 days last year.

The median listing price has risen 86.6% year-over-year, from $375,000 to $699,875.

Whether you are buying or selling in PENDLETON, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 4 this year vs 5 last year
  • Days on market: 85 now vs 45 last year

Median & Average Pricing

Year over Year
  • Median: $699,875 (+86.6% YoY)
  • Average: $699,875 (+47.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 17.5 miles — 545 listings ($266,566,990 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40055Pendleton, KY 400550.0 mi4$2,799,500$699,875$699,875
40031La Grange, KY 400316.1 mi97$51,125,499$412,500$527,067
40006Bedford, KY 400066.7 mi11$4,179,109$293,000$379,919
40011Campbellsburg, KY 400118.8 mi8$3,525,200$306,950$440,650
47162New Washington, IN 471629.5 mi2$505,800$252,900$252,900
40026Goshen, KY 4002611.9 mi16$11,669,600$639,000$729,350
40014Crestwood, KY 4001412.2 mi67$42,051,679$548,900$627,637
47147Nabb, IN 4714713.1 mi2$909,900$454,950$454,950
41008Carrollton, KY 4100813.9 mi22$7,256,920$289,000$329,860
47141Marysville, IN 4714115.5 mi5$1,718,000$342,200$343,600
47111Charlestown, IN 4711116.6 mi163$51,805,638$299,450$317,826
40057Pleasureville, KY 4005717.0 mi15$5,680,350$290,000$378,690
40245Louisville, KY 4024517.5 mi133$83,339,795$589,900$626,615

Frequently Asked Questions

How many homes are for sale in PENDLETON, KY 40055?

As of January 2026, there are 4 active listings in PENDLETON, KY (zip code 40055), compared to 5 the prior year.

What is the median home price in PENDLETON, KY 40055?

The median listing price in PENDLETON, KY 40055 is $699,875 as of January 2026, a 86.6% increase from $375,000 the prior year.

How long do homes stay on the market in PENDLETON, KY?

Homes in PENDLETON, KY 40055 spend an average of 85 days on the market before going under contract, compared to 45 days the prior year.

Is it a seller's or buyer's market in PENDLETON, KY 40055?

Based on current inventory and days-on-market data as of January 2026, PENDLETON, KY 40055 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 85 days on market compared to 45 days last year.

How much can I save on real estate commission in PENDLETON, KY?

With SELL123.com's maximum 3% commission, sellers in PENDLETON, KY 40055 save an estimated $13,998 compared to a typical 5% commission on the median listing price of $699,875. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.