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COLDWATER, MS 38618

Real Estate Market Report  ·  Tate County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
23
⇧ 4.5% vs 22 last year
Pending
11
48% pending ratio
Median Price
$329,900
⇩ 4.2% vs $344,500 last year
Average Price
$341,031
⇩ 2.1% vs $348,295 last year
Days on Market
106
⇧ 43.2% vs 74 days last year

Market Context

Population: 11,221  ·  Density: 21.8/mi²  ·  Median household income: $47,205

Typical home value: $135,853  ·  Homeownership: 78.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The COLDWATER, MS real estate market (38618) currently shows 23 active listings, with 11 pending sales. Homes are averaging 106 days on the market before going under contract.

Inventory has increased compared to last year, with 1 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 106 days on market compared to 74 days last year.

The median listing price has fallen 4.2% year-over-year, from $344,500 to $329,900.

Whether you are buying or selling in COLDWATER, MS, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 23 this year vs 22 last year
  • Days on market: 106 now vs 74 last year

Median & Average Pricing

Year over Year
  • Median: $329,900 (-4.2% YoY)
  • Average: $341,031 (-2.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 26.2 miles — 775 listings ($267,241,135 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
38618Coldwater, MS 386180.0 mi23$7,843,713$329,900$341,031
38632Hernando, MS 386327.9 mi200$97,591,200$419,900$487,956
38619Como, MS 3861914.4 mi3$1,854,891$609,900$618,297
38672Southaven, MS 3867216.3 mi111$45,099,411$398,450$406,301
38611Byhalia, MS 3861118.3 mi81$34,914,321$373,800$431,041
38671Southaven, MS 3867118.4 mi105$28,806,855$264,900$274,351
38641Lake Cormorant, MS 3864120.1 mi10$4,277,670$317,500$427,767
38621Crenshaw, MS 3862122.0 mi2$194,500$97,250$97,250
38118Memphis, TN 3811823.1 mi102$14,422,086$139,000$141,393
38664Robinsonville, MS 3866423.7 mi1$219,300$219,300$219,300
38115Memphis, TN 3811524.7 mi69$9,758,946$132,500$141,434
38661Red Banks, MS 3866124.9 mi1$180,000$180,000$180,000
38635Holly Springs, MS 3863526.2 mi67$22,078,242$310,000$329,526

Frequently Asked Questions

How many homes are for sale in COLDWATER, MS 38618?

As of January 2026, there are 23 active listings in COLDWATER, MS (zip code 38618), compared to 22 the prior year.

What is the median home price in COLDWATER, MS 38618?

The median listing price in COLDWATER, MS 38618 is $329,900 as of January 2026, a 4.2% decrease from $344,500 the prior year.

How long do homes stay on the market in COLDWATER, MS?

Homes in COLDWATER, MS 38618 spend an average of 106 days on the market before going under contract, compared to 74 days the prior year.

Is it a seller's or buyer's market in COLDWATER, MS 38618?

Based on current inventory and days-on-market data as of January 2026, COLDWATER, MS 38618 is currently a Buyer's Market. Inventory has increased compared to last year, with 1 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 106 days on market compared to 74 days last year.

How much can I save on real estate commission in COLDWATER, MS?

With SELL123.com's maximum 3% commission, sellers in COLDWATER, MS 38618 save an estimated $6,598 compared to a typical 5% commission on the median listing price of $329,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.