Data as of July 2026. Source: Realtor.com.
The WATERFORD, MS real estate market (38685) currently shows 4 active listings, with 2 pending sales. Homes are averaging 21 days on the market before going under contract.
Inventory levels are unchanged compared to last year.
Homes are selling faster, averaging 21 days on market compared to 97 days last year.
The median listing price has fallen 15.3% year-over-year, from $250,725 to $212,250.
Whether you are buying or selling in WATERFORD, MS, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 1,120 · Density: 5.2/mi² · Median household income: $49,861
Typical home value: $0 · Homeownership: 89.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 38685 | Waterford, MS 38685 | 0.0 mi | 6 | $1,593,870 | $156,500 | $265,645 |
| 38659 | Potts Camp, MS 38659 | 9.7 mi | 7 | $1,292,494 | $188,750 | $184,642 |
| 38633 | Hickory Flat, MS 38633 | 16.9 mi | 3 | $630,450 | $200,450 | $210,150 |
| 38655 | Oxford, MS 38655 | 18.3 mi | 445 | $326,271,775 | $481,100 | $733,195 |
| 38650 | Myrtle, MS 38650 | 20.3 mi | 7 | $4,275,250 | $687,000 | $610,750 |
| 38661 | Red Banks, MS 38661 | 20.8 mi | 1 | $409,000 | $409,000 | $409,000 |
| 38642 | Lamar, MS 38642 | 23.9 mi | 2 | $774,666 | $431,000 | $387,333 |
| 38668 | Senatobia, MS 38668 | 24.8 mi | 56 | $19,099,584 | $301,700 | $341,064 |
| 38618 | Coldwater, MS 38618 | 26.4 mi | 25 | $8,766,025 | $329,900 | $350,641 |
| 38666 | Sardis, MS 38666 | 27.8 mi | 11 | $8,856,837 | $275,500 | $805,167 |
| 38652 | New Albany, MS 38652 | 29.0 mi | 74 | $28,344,146 | $365,000 | $383,029 |
| 38654 | Olive Branch, MS 38654 | 30.3 mi | 330 | $142,347,480 | $399,975 | $431,356 |
| 38913 | Banner, MS 38913 | 32.2 mi | 1 | $224,000 | $224,000 | $224,000 |
As of July 2026, there are 4 active listings in WATERFORD, MS (zip code 38685), compared to 4 the prior year.
The median listing price in WATERFORD, MS 38685 is $212,250 as of July 2026, a 15.3% decrease from $250,725 the prior year.
Homes in WATERFORD, MS 38685 spend an average of 21 days on the market before going under contract, compared to 97 days the prior year.
Based on current inventory and days-on-market data as of July 2026, WATERFORD, MS 38685 is currently a Balanced Market. Inventory levels are unchanged compared to last year. Homes are selling faster, averaging 21 days on market compared to 97 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERFORD, MS 38685 save an estimated $4,245 compared to a typical 5% commission on the median listing price of $212,250. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.