Active Listings
6
⇧ 500% vs 1 last year
Population: 1,120 · Density: 5.2/mi² · Median household income: $49,861
Typical home value: $0 · Homeownership: 89.0%
Data as of January 2026. Source: Realtor.com.
The WATERFORD, MS real estate market (38685) currently shows 6 active listings, with 1 pending sales. Homes are averaging 77 days on the market before going under contract.
Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.
Homes are selling faster, averaging 77 days on market compared to 97 days last year.
The median listing price has risen 15.5% year-over-year, from $129,000 to $149,000.
Whether you are buying or selling in WATERFORD, MS, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 38685 | Waterford, MS 38685 | 0.0 mi | 6 | $1,459,800 | $149,000 | $243,300 |
| 38659 | Potts Camp, MS 38659 | 9.7 mi | 8 | $1,606,744 | $199,000 | $200,843 |
| 38633 | Hickory Flat, MS 38633 | 16.9 mi | 3 | $615,900 | $185,900 | $205,300 |
| 38655 | Oxford, MS 38655 | 18.3 mi | 408 | $323,938,128 | $489,900 | $793,966 |
| 38650 | Myrtle, MS 38650 | 20.3 mi | 8 | $3,900,568 | $355,000 | $487,571 |
| 38661 | Red Banks, MS 38661 | 20.8 mi | 1 | $180,000 | $180,000 | $180,000 |
| 38642 | Lamar, MS 38642 | 23.9 mi | 4 | $1,370,668 | $430,000 | $342,667 |
| 38668 | Senatobia, MS 38668 | 24.8 mi | 57 | $18,946,173 | $301,900 | $332,389 |
| 38618 | Coldwater, MS 38618 | 26.4 mi | 23 | $7,843,713 | $329,900 | $341,031 |
| 38666 | Sardis, MS 38666 | 27.8 mi | 13 | $10,888,540 | $347,450 | $837,580 |
| 38652 | New Albany, MS 38652 | 29.0 mi | 73 | $27,956,518 | $349,950 | $382,966 |
| 38654 | Olive Branch, MS 38654 | 30.3 mi | 312 | $130,688,064 | $391,950 | $418,872 |
| 38913 | Banner, MS 38913 | 32.2 mi | 1 | $229,000 | $229,000 | $229,000 |
As of January 2026, there are 6 active listings in WATERFORD, MS (zip code 38685), compared to 1 the prior year.
The median listing price in WATERFORD, MS 38685 is $149,000 as of January 2026, a 15.5% increase from $129,000 the prior year.
Homes in WATERFORD, MS 38685 spend an average of 77 days on the market before going under contract, compared to 97 days the prior year.
Based on current inventory and days-on-market data as of January 2026, WATERFORD, MS 38685 is currently a Balanced Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are selling faster, averaging 77 days on market compared to 97 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERFORD, MS 38685 save an estimated $2,980 compared to a typical 5% commission on the median listing price of $149,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.