Data as of June 2026. Source: Realtor.com.
The WATERFORD, MS real estate market (38685) currently shows 3 active listings, with 1 pending sales. Homes are averaging 9 days on the market before going under contract.
Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 9 days on market compared to 99 days last year.
The median listing price has fallen 12.2% year-over-year, from $205,000 to $179,999.
Whether you are buying or selling in WATERFORD, MS, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 1,120 · Density: 5.2/mi² · Median household income: $49,861
Typical home value: $0 · Homeownership: 89.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 38685 | Waterford, MS 38685 | 0.0 mi | 6 | $1,593,870 | $156,500 | $265,645 |
| 38659 | Potts Camp, MS 38659 | 9.7 mi | 7 | $1,292,494 | $188,750 | $184,642 |
| 38633 | Hickory Flat, MS 38633 | 16.9 mi | 3 | $630,450 | $200,450 | $210,150 |
| 38655 | Oxford, MS 38655 | 18.3 mi | 445 | $326,271,775 | $481,100 | $733,195 |
| 38650 | Myrtle, MS 38650 | 20.3 mi | 7 | $4,275,250 | $687,000 | $610,750 |
| 38661 | Red Banks, MS 38661 | 20.8 mi | 1 | $409,000 | $409,000 | $409,000 |
| 38642 | Lamar, MS 38642 | 23.9 mi | 2 | $774,666 | $431,000 | $387,333 |
| 38668 | Senatobia, MS 38668 | 24.8 mi | 56 | $19,099,584 | $301,700 | $341,064 |
| 38618 | Coldwater, MS 38618 | 26.4 mi | 25 | $8,766,025 | $329,900 | $350,641 |
| 38666 | Sardis, MS 38666 | 27.8 mi | 11 | $8,856,837 | $275,500 | $805,167 |
| 38652 | New Albany, MS 38652 | 29.0 mi | 74 | $28,344,146 | $365,000 | $383,029 |
| 38654 | Olive Branch, MS 38654 | 30.3 mi | 330 | $142,347,480 | $399,975 | $431,356 |
| 38913 | Banner, MS 38913 | 32.2 mi | 1 | $224,000 | $224,000 | $224,000 |
As of June 2026, there are 3 active listings in WATERFORD, MS (zip code 38685), compared to 6 the prior year.
The median listing price in WATERFORD, MS 38685 is $179,999 as of June 2026, a 12.2% decrease from $205,000 the prior year.
Homes in WATERFORD, MS 38685 spend an average of 9 days on the market before going under contract, compared to 99 days the prior year.
Based on current inventory and days-on-market data as of June 2026, WATERFORD, MS 38685 is currently a Seller's Market. Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 9 days on market compared to 99 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERFORD, MS 38685 save an estimated $3,600 compared to a typical 5% commission on the median listing price of $179,999. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.