Active Listings
5
⇧ 150% vs 2 last year
Data as of September 2026. Source: Realtor.com.
The WATERFORD, MS real estate market (38685) currently shows 5 active listings, with 2 pending sales. Homes are averaging 47 days on the market before going under contract.
Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.
Homes are selling faster, averaging 47 days on market compared to 134 days last year.
The median listing price has risen 109.5% year-over-year, from $253,450 to $531,000.
Population: 1,120 · Density: 5.2/mi² · Median household income: $49,861
Typical home value: $0 · Homeownership: 89.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 38685 | Waterford, MS 38685 | 0.0 mi | 6 | $1,593,870 | $156,500 | $265,645 |
| 38659 | Potts Camp, MS 38659 | 9.7 mi | 7 | $1,292,494 | $188,750 | $184,642 |
| 38633 | Hickory Flat, MS 38633 | 16.9 mi | 3 | $630,450 | $200,450 | $210,150 |
| 38655 | Oxford, MS 38655 | 18.3 mi | 445 | $326,271,775 | $481,100 | $733,195 |
| 38650 | Myrtle, MS 38650 | 20.3 mi | 7 | $4,275,250 | $687,000 | $610,750 |
| 38661 | Red Banks, MS 38661 | 20.8 mi | 1 | $409,000 | $409,000 | $409,000 |
| 38642 | Lamar, MS 38642 | 23.9 mi | 2 | $774,666 | $431,000 | $387,333 |
| 38668 | Senatobia, MS 38668 | 24.8 mi | 56 | $19,099,584 | $301,700 | $341,064 |
| 38618 | Coldwater, MS 38618 | 26.4 mi | 25 | $8,766,025 | $329,900 | $350,641 |
| 38666 | Sardis, MS 38666 | 27.8 mi | 11 | $8,856,837 | $275,500 | $805,167 |
| 38652 | New Albany, MS 38652 | 29.0 mi | 74 | $28,344,146 | $365,000 | $383,029 |
| 38654 | Olive Branch, MS 38654 | 30.3 mi | 330 | $142,347,480 | $399,975 | $431,356 |
| 38913 | Banner, MS 38913 | 32.2 mi | 1 | $224,000 | $224,000 | $224,000 |
As of September 2026, there are 5 active listings in WATERFORD, MS (zip code 38685), compared to 2 the prior year.
The median listing price in WATERFORD, MS 38685 is $531,000 as of September 2026, a 109.5% increase from $253,450 the prior year.
Homes in WATERFORD, MS 38685 spend an average of 47 days on the market before going under contract, compared to 134 days the prior year.
Based on current inventory and days-on-market data as of September 2026, WATERFORD, MS 38685 is currently a Balanced Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are selling faster, averaging 47 days on market compared to 134 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERFORD, MS 38685 save an estimated $10,620 compared to a typical 5% commission on the median listing price of $531,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.