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HOLT, FL 32564

Real Estate Market Report  ·  Okaloosa County
Buyer's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The HOLT, FL real estate market (32564) currently shows 12 active listings, with 5 pending sales. Homes are averaging 101 days on the market before going under contract.

Inventory has increased compared to last year, with 9 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 101 days on market compared to 34 days last year.

The median listing price has fallen 28.7% year-over-year, from $399,900 to $285,000.

Whether you are buying or selling in HOLT, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 2,350  ·  Density: 8.8/mi²  ·  Median household income: $65,750

Typical home value: $0  ·  Homeownership: 82.3%

Market Overview

Active Listings
12
⇧ 300% vs 3 last year
Pending
5
42% pending ratio
Median Price
$285,000
⇩ 28.7% vs $399,900 last year
Average Price
$484,986
⇧ 31.7% vs $368,300 last year
Days on Market
101
⇧ 197.1% vs 34 days last year

Price Per Square Foot

Median $/sqft
$254
⇧ 35.8% vs $187/sqft last year
Median Home Size
1,964 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 12 this year vs 3 last year
  • Days on market: 101 now vs 34 last year

Median & Average Pricing

Year over Year
  • Median: $285,000 (-28.7% YoY)
  • Average: $484,986 (+31.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 32.5 miles — 2,631 listings ($1,701,756,878 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32564Holt, FL 325640.0 mi11$5,153,863$306,475$468,533
32531Baker, FL 3253112.2 mi44$17,981,172$362,200$408,663
32583Milton, FL 3258314.2 mi315$121,405,725$328,758$385,415
32547Fort Walton Beach, FL 3254719.7 mi168$69,997,200$343,375$416,650
32569Mary Esther, FL 3256922.4 mi132$71,594,424$331,000$542,382
32580Valparaiso, FL 3258022.7 mi29$12,642,695$369,900$435,955
32548Fort Walton Beach, FL 3254823.5 mi260$129,582,180$435,000$498,393
32571Milton, FL 3257124.8 mi313$124,104,500$351,745$396,500
32578Niceville, FL 3257825.0 mi227$129,888,719$491,225$572,197
32514Pensacola, FL 3251429.2 mi165$49,313,715$264,900$298,871
32541Destin, FL 3254129.5 mi705$727,925,190$650,000$1,032,518
32561Gulf Breeze, FL 3256132.3 mi157$215,010,715$863,750$1,369,495
32534Pensacola, FL 3253432.5 mi105$27,156,780$253,650$258,636

Frequently Asked Questions

How many homes are for sale in HOLT, FL 32564?

As of March 2026, there are 12 active listings in HOLT, FL (zip code 32564), compared to 3 the prior year.

What is the median home price in HOLT, FL 32564?

The median listing price in HOLT, FL 32564 is $285,000 as of March 2026, a 28.7% decrease from $399,900 the prior year.

How long do homes stay on the market in HOLT, FL?

Homes in HOLT, FL 32564 spend an average of 101 days on the market before going under contract, compared to 34 days the prior year.

Is it a seller's or buyer's market in HOLT, FL 32564?

Based on current inventory and days-on-market data as of March 2026, HOLT, FL 32564 is currently a Buyer's Market. Inventory has increased compared to last year, with 9 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 101 days on market compared to 34 days last year.

How much can I save on real estate commission in HOLT, FL?

With SELL123.com's maximum 3% commission, sellers in HOLT, FL 32564 save an estimated $5,700 compared to a typical 5% commission on the median listing price of $285,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.