Population: 23,575 · Density: 753.4/mi² · Median household income: $61,037
Typical home value: $269,039 · Homeownership: 58.4%
Data as of January 2026. Source: Realtor.com.
The FORT WALTON BEACH, FL real estate market (32548) currently shows 258 active listings, with 36 pending sales. Homes are averaging 94 days on the market before going under contract.
Inventory has tightened compared to last year, with 43 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 94 days on market compared to 96 days last year.
The median listing price has risen 4.4% year-over-year, from $430,000 to $448,950.
Whether you are buying or selling in FORT WALTON BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32548 | Fort Walton Beach, FL 32548 | 0.0 mi | 258 | $126,429,288 | $448,950 | $490,036 |
| 32569 | Mary Esther, FL 32569 | 4.8 mi | 125 | $64,769,875 | $329,900 | $518,159 |
| 32541 | Destin, FL 32541 | 10.4 mi | 645 | $647,012,400 | $639,450 | $1,003,120 |
| 32578 | Niceville, FL 32578 | 13.5 mi | 221 | $124,613,944 | $486,950 | $563,864 |
| 32550 | Miramar Beach, FL 32550 | 18.3 mi | 668 | $652,495,720 | $642,500 | $976,790 |
| 32583 | Milton, FL 32583 | 23.5 mi | 312 | $119,388,360 | $327,231 | $382,655 |
| 32536 | Crestview, FL 32536 | 24.0 mi | 235 | $78,989,845 | $329,450 | $336,127 |
| 32539 | Crestview, FL 32539 | 27.9 mi | 277 | $93,215,486 | $301,200 | $336,518 |
| 32439 | Freeport, FL 32439 | 31.5 mi | 299 | $168,285,273 | $430,960 | $562,827 |
| 32531 | Baker, FL 32531 | 33.0 mi | 45 | $19,830,690 | $392,200 | $440,682 |
| 32503 | Pensacola, FL 32503 | 33.8 mi | 189 | $84,116,907 | $349,900 | $445,063 |
| 32502 | Pensacola, FL 32502 | 34.4 mi | 85 | $78,185,295 | $535,000 | $919,827 |
| 32435 | Defuniak Springs, FL 32435 | 35.9 mi | 41 | $16,221,814 | $294,990 | $395,654 |
As of January 2026, there are 258 active listings in FORT WALTON BEACH, FL (zip code 32548), compared to 301 the prior year.
The median listing price in FORT WALTON BEACH, FL 32548 is $448,950 as of January 2026, a 4.4% increase from $430,000 the prior year.
Homes in FORT WALTON BEACH, FL 32548 spend an average of 94 days on the market before going under contract, compared to 96 days the prior year.
Based on current inventory and days-on-market data as of January 2026, FORT WALTON BEACH, FL 32548 is currently a Seller's Market. Inventory has tightened compared to last year, with 43 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 94 days on market compared to 96 days last year.
With SELL123.com's maximum 3% commission, sellers in FORT WALTON BEACH, FL 32548 save an estimated $8,979 compared to a typical 5% commission on the median listing price of $448,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.