Population: 8,722 · Density: 481.9/mi² · Median household income: $80,000
Typical home value: $556,012 · Homeownership: 72.6%
Data as of January 2026. Source: Realtor.com.
The MIRAMAR BEACH, FL real estate market (32550) currently shows 668 active listings, with 68 pending sales. Homes are averaging 122 days on the market before going under contract.
Inventory has tightened compared to last year, with 41 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 122 days on market compared to 115 days last year.
The median listing price has fallen 1.4% year-over-year, from $651,750 to $642,500.
Whether you are buying or selling in MIRAMAR BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32550 | Miramar Beach, FL 32550 | 0.0 mi | 668 | $652,495,720 | $642,500 | $976,790 |
| 32459 | Santa Rosa Beach, FL 32459 | 9.6 mi | 906 | $1,767,639,522 | $1,175,000 | $1,951,037 |
| 32580 | Valparaiso, FL 32580 | 12.8 mi | 26 | $10,471,942 | $369,900 | $402,767 |
| 32439 | Freeport, FL 32439 | 14.7 mi | 299 | $168,285,273 | $430,960 | $562,827 |
| 32461 | Inlet Beach, FL 32461 | 19.2 mi | 452 | $1,357,237,576 | $1,824,000 | $3,002,738 |
| 32435 | Defuniak Springs, FL 32435 | 23.0 mi | 41 | $16,221,814 | $294,990 | $395,654 |
| 32413 | Panama City Beach, FL 32413 | 27.8 mi | 725 | $502,646,125 | $510,000 | $693,305 |
| 32455 | Ponce De Leon, FL 32455 | 28.6 mi | 20 | $13,538,500 | $359,500 | $676,925 |
| 32566 | Navarre, FL 32566 | 32.3 mi | 408 | $300,915,912 | $499,999 | $737,539 |
| 32433 | Defuniak Springs, FL 32433 | 33.2 mi | 92 | $28,409,232 | $249,950 | $308,796 |
| 32564 | Holt, FL 32564 | 35.4 mi | 10 | $4,252,900 | $279,500 | $425,290 |
| 32409 | Panama City, FL 32409 | 38.3 mi | 75 | $42,452,400 | $449,500 | $566,032 |
| 32427 | Caryville, FL 32427 | 39.9 mi | 3 | $1,158,900 | $379,900 | $386,300 |
As of January 2026, there are 668 active listings in MIRAMAR BEACH, FL (zip code 32550), compared to 709 the prior year.
The median listing price in MIRAMAR BEACH, FL 32550 is $642,500 as of January 2026, a 1.4% decrease from $651,750 the prior year.
Homes in MIRAMAR BEACH, FL 32550 spend an average of 122 days on the market before going under contract, compared to 115 days the prior year.
Based on current inventory and days-on-market data as of January 2026, MIRAMAR BEACH, FL 32550 is currently a Balanced Market. Inventory has tightened compared to last year, with 41 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 122 days on market compared to 115 days last year.
With SELL123.com's maximum 3% commission, sellers in MIRAMAR BEACH, FL 32550 save an estimated $12,850 compared to a typical 5% commission on the median listing price of $642,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.