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MIRAMAR BEACH, FL 32550

Real Estate Market Report  ·  Walton County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
668
⇩ 5.8% vs 709 last year
Pending
68
10% pending ratio
Median Price
$642,500
⇩ 1.4% vs $651,750 last year
Average Price
$976,790
⇩ 4.4% vs $1,022,052 last year
Days on Market
122
⇧ 6.1% vs 115 days last year

Market Context

Population: 8,722  ·  Density: 481.9/mi²  ·  Median household income: $80,000

Typical home value: $556,012  ·  Homeownership: 72.6%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The MIRAMAR BEACH, FL real estate market (32550) currently shows 668 active listings, with 68 pending sales. Homes are averaging 122 days on the market before going under contract.

Inventory has tightened compared to last year, with 41 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 122 days on market compared to 115 days last year.

The median listing price has fallen 1.4% year-over-year, from $651,750 to $642,500.

Whether you are buying or selling in MIRAMAR BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 668 this year vs 709 last year
  • Days on market: 122 now vs 115 last year

Median & Average Pricing

Year over Year
  • Median: $642,500 (-1.4% YoY)
  • Average: $976,790 (-4.4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 39.9 miles — 3,725 listings ($4,865,725,816 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32550Miramar Beach, FL 325500.0 mi668$652,495,720$642,500$976,790
32459Santa Rosa Beach, FL 324599.6 mi906$1,767,639,522$1,175,000$1,951,037
32580Valparaiso, FL 3258012.8 mi26$10,471,942$369,900$402,767
32439Freeport, FL 3243914.7 mi299$168,285,273$430,960$562,827
32461Inlet Beach, FL 3246119.2 mi452$1,357,237,576$1,824,000$3,002,738
32435Defuniak Springs, FL 3243523.0 mi41$16,221,814$294,990$395,654
32413Panama City Beach, FL 3241327.8 mi725$502,646,125$510,000$693,305
32455Ponce De Leon, FL 3245528.6 mi20$13,538,500$359,500$676,925
32566Navarre, FL 3256632.3 mi408$300,915,912$499,999$737,539
32433Defuniak Springs, FL 3243333.2 mi92$28,409,232$249,950$308,796
32564Holt, FL 3256435.4 mi10$4,252,900$279,500$425,290
32409Panama City, FL 3240938.3 mi75$42,452,400$449,500$566,032
32427Caryville, FL 3242739.9 mi3$1,158,900$379,900$386,300

Frequently Asked Questions

How many homes are for sale in MIRAMAR BEACH, FL 32550?

As of January 2026, there are 668 active listings in MIRAMAR BEACH, FL (zip code 32550), compared to 709 the prior year.

What is the median home price in MIRAMAR BEACH, FL 32550?

The median listing price in MIRAMAR BEACH, FL 32550 is $642,500 as of January 2026, a 1.4% decrease from $651,750 the prior year.

How long do homes stay on the market in MIRAMAR BEACH, FL?

Homes in MIRAMAR BEACH, FL 32550 spend an average of 122 days on the market before going under contract, compared to 115 days the prior year.

Is it a seller's or buyer's market in MIRAMAR BEACH, FL 32550?

Based on current inventory and days-on-market data as of January 2026, MIRAMAR BEACH, FL 32550 is currently a Balanced Market. Inventory has tightened compared to last year, with 41 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 122 days on market compared to 115 days last year.

How much can I save on real estate commission in MIRAMAR BEACH, FL?

With SELL123.com's maximum 3% commission, sellers in MIRAMAR BEACH, FL 32550 save an estimated $12,850 compared to a typical 5% commission on the median listing price of $642,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.