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MIRAMAR BEACH, FL 32550

Real Estate Market Report  ·  Walton County
Balanced Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The MIRAMAR BEACH, FL real estate market (32550) currently shows 790 active listings, with 68 pending sales. Homes are averaging 127 days on the market before going under contract.

Inventory has tightened compared to last year, with 98 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 127 days on market compared to 124 days last year.

The median listing price has risen 1.5% year-over-year, from $649,475 to $659,000.

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Market Context

Market Context

Population: 8,722  ·  Density: 481.9/mi²  ·  Median household income: $80,000

Typical home value: $556,012  ·  Homeownership: 72.6%

Market Overview

Active Listings
790
⇩ 11% vs 888 last year
Pending
68
9% pending ratio
Median Price
$659,000
⇧ 1.5% vs $649,475 last year
Average Price
$1,020,823
⇧ 3.3% vs $988,686 last year
Days on Market
127
⇧ 2.4% vs 124 days last year

Price Per Square Foot

Median $/sqft
$493
⇩ 4.3% vs $515/sqft last year
Median Home Size
1,398 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 790 this year vs 888 last year
  • Days on market: 127 now vs 124 last year

Median & Average Pricing

Year over Year
  • Median: $659,000 (+1.5% YoY)
  • Average: $1,020,823 (+3.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 39.9 miles — 4,025 listings ($5,236,133,245 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32550Miramar Beach, FL 325500.0 mi701$691,292,552$649,500$986,152
32459Santa Rosa Beach, FL 324599.6 mi983$1,876,230,474$1,170,700$1,908,678
32580Valparaiso, FL 3258012.8 mi29$12,642,695$369,900$435,955
32439Freeport, FL 3243914.7 mi328$177,078,672$431,650$539,874
32461Inlet Beach, FL 3246119.2 mi488$1,482,014,520$1,877,500$3,036,915
32435Defuniak Springs, FL 3243523.0 mi57$22,121,529$287,820$388,097
32413Panama City Beach, FL 3241327.8 mi780$557,146,200$516,000$714,290
32455Ponce De Leon, FL 3245528.6 mi24$14,848,968$352,000$618,707
32566Navarre, FL 3256632.3 mi425$312,859,500$499,225$736,140
32433Defuniak Springs, FL 3243333.2 mi109$33,556,631$251,222$307,859
32564Holt, FL 3256435.4 mi11$5,153,863$306,475$468,533
32409Panama City, FL 3240938.3 mi87$50,028,741$458,750$575,043
32427Caryville, FL 3242739.9 mi3$1,158,900$379,900$386,300

Frequently Asked Questions

How many homes are for sale in MIRAMAR BEACH, FL 32550?

As of September 2026, there are 790 active listings in MIRAMAR BEACH, FL (zip code 32550), compared to 888 the prior year.

What is the median home price in MIRAMAR BEACH, FL 32550?

The median listing price in MIRAMAR BEACH, FL 32550 is $659,000 as of September 2026, a 1.5% increase from $649,475 the prior year.

How long do homes stay on the market in MIRAMAR BEACH, FL?

Homes in MIRAMAR BEACH, FL 32550 spend an average of 127 days on the market before going under contract, compared to 124 days the prior year.

Is it a seller's or buyer's market in MIRAMAR BEACH, FL 32550?

Based on current inventory and days-on-market data as of September 2026, MIRAMAR BEACH, FL 32550 is currently a Balanced Market. Inventory has tightened compared to last year, with 98 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 127 days on market compared to 124 days last year.

How much can I save on real estate commission in MIRAMAR BEACH, FL?

With SELL123.com's maximum 3% commission, sellers in MIRAMAR BEACH, FL 32550 save an estimated $13,180 compared to a typical 5% commission on the median listing price of $659,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.