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FREDERICK, MD 21704

Real Estate Market Report  ·  Frederick County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
46
⇧ 76.9% vs 26 last year
Pending
23
50% pending ratio
Median Price
$595,000
⇩ 7.8% vs $644,998 last year
Average Price
$635,967
⇩ 7.8% vs $690,108 last year
Days on Market
30
⇩ 3.2% vs 31 days last year

Market Context

Population: 18,473  ·  Density: 267.8/mi²  ·  Median household income: $162,437

Typical home value: $553,601  ·  Homeownership: 79.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The FREDERICK, MD real estate market (21704) currently shows 46 active listings, with 23 pending sales. Homes are averaging 30 days on the market before going under contract.

Inventory has increased compared to last year, with 20 more homes available — giving buyers more choice.

Homes are selling faster, averaging 30 days on market compared to 31 days last year.

The median listing price has fallen 7.8% year-over-year, from $644,998 to $595,000.

Whether you are buying or selling in FREDERICK, MD, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 46 this year vs 26 last year
  • Days on market: 30 now vs 31 last year

Median & Average Pricing

Year over Year
  • Median: $595,000 (-7.8% YoY)
  • Average: $635,967 (-7.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.9 miles — 473 listings ($300,542,461 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
21704Frederick, MD 217040.0 mi46$29,254,482$595,000$635,967
21703Frederick, MD 217035.4 mi88$36,856,072$399,950$418,819
21770Monrovia, MD 217706.2 mi19$14,134,898$737,500$743,942
21701Frederick, MD 217017.0 mi155$95,096,995$500,000$613,529
21714Braddock Heights, MD 217148.4 mi2$998,000$499,000$499,000
20872Damascus, MD 208729.4 mi30$18,725,430$590,000$624,181
21793Walkersville, MD 217939.7 mi16$7,627,936$437,400$476,746
20842Dickerson, MD 2084210.2 mi14$28,503,720$2,039,900$2,035,980
21762Libertytown, MD 2176211.2 mi1$319,900$319,900$319,900
21771Mount Airy, MD 2177111.9 mi53$33,738,104$602,250$636,568
21769Middletown, MD 2176912.1 mi34$29,046,744$662,000$854,316
21798Woodsboro, MD 2179813.6 mi11$4,141,280$385,000$376,480
21718Burkittsville, MD 2171813.9 mi4$2,098,900$527,500$524,725

Frequently Asked Questions

How many homes are for sale in FREDERICK, MD 21704?

As of January 2026, there are 46 active listings in FREDERICK, MD (zip code 21704), compared to 26 the prior year.

What is the median home price in FREDERICK, MD 21704?

The median listing price in FREDERICK, MD 21704 is $595,000 as of January 2026, a 7.8% decrease from $644,998 the prior year.

How long do homes stay on the market in FREDERICK, MD?

Homes in FREDERICK, MD 21704 spend an average of 30 days on the market before going under contract, compared to 31 days the prior year.

Is it a seller's or buyer's market in FREDERICK, MD 21704?

Based on current inventory and days-on-market data as of January 2026, FREDERICK, MD 21704 is currently a Balanced Market. Inventory has increased compared to last year, with 20 more homes available — giving buyers more choice. Homes are selling faster, averaging 30 days on market compared to 31 days last year.

How much can I save on real estate commission in FREDERICK, MD?

With SELL123.com's maximum 3% commission, sellers in FREDERICK, MD 21704 save an estimated $11,900 compared to a typical 5% commission on the median listing price of $595,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.