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WATERFORD, VA 20197

Real Estate Market Report  ·  Loudoun County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
12
⇧ 33.3% vs 9 last year
Pending
3
25% pending ratio
Median Price
$1,500,000
⇧ 1.5% vs $1,477,413 last year
Average Price
$1,561,432
⇧ 2.5% vs $1,523,692 last year
Days on Market
58
⇧ 45% vs 40 days last year

Market Context

Population: 2,359  ·  Density: 62.0/mi²  ·  Median household income: $224,620

Typical home value: $920,855  ·  Homeownership: 88.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The WATERFORD, VA real estate market (20197) currently shows 12 active listings, with 3 pending sales. Homes are averaging 58 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 58 days on market compared to 40 days last year.

The median listing price has risen 1.5% year-over-year, from $1,477,413 to $1,500,000.

Whether you are buying or selling in WATERFORD, VA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 12 this year vs 9 last year
  • Days on market: 58 now vs 40 last year

Median & Average Pricing

Year over Year
  • Median: $1,500,000 (+1.5% YoY)
  • Average: $1,561,432 (+2.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 15.5 miles — 491 listings ($406,606,310 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
20197Waterford, VA 201970.0 mi12$18,737,184$1,500,000$1,561,432
20158Hamilton, VA 201584.0 mi11$17,116,110$1,599,000$1,556,010
20180Lovettsville, VA 201805.2 mi21$19,461,351$885,000$926,731
21777Point Of Rocks, MD 217777.7 mi0$0$650,000$650,000
20175Leesburg, VA 201759.0 mi60$76,612,800$750,000$1,276,880
20842Dickerson, MD 2084210.6 mi14$28,503,720$2,039,900$2,035,980
21758Knoxville, MD 2175810.7 mi16$7,131,088$429,950$445,693
21710Adamstown, MD 2171011.7 mi19$13,742,092$679,999$723,268
20837Poolesville, MD 2083712.8 mi14$16,180,906$1,225,000$1,155,779
20838Barnesville, MD 2083813.6 mi1$975,000$975,000$975,000
25414Charles Town, WV 2541413.9 mi172$79,363,036$409,265$461,413
20148Ashburn, VA 2014814.8 mi140$122,160,220$833,230$872,573
20135Bluemont, VA 2013515.5 mi11$6,622,803$474,500$602,073

Frequently Asked Questions

How many homes are for sale in WATERFORD, VA 20197?

As of January 2026, there are 12 active listings in WATERFORD, VA (zip code 20197), compared to 9 the prior year.

What is the median home price in WATERFORD, VA 20197?

The median listing price in WATERFORD, VA 20197 is $1,500,000 as of January 2026, a 1.5% increase from $1,477,413 the prior year.

How long do homes stay on the market in WATERFORD, VA?

Homes in WATERFORD, VA 20197 spend an average of 58 days on the market before going under contract, compared to 40 days the prior year.

Is it a seller's or buyer's market in WATERFORD, VA 20197?

Based on current inventory and days-on-market data as of January 2026, WATERFORD, VA 20197 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 58 days on market compared to 40 days last year.

How much can I save on real estate commission in WATERFORD, VA?

With SELL123.com's maximum 3% commission, sellers in WATERFORD, VA 20197 save an estimated $30,000 compared to a typical 5% commission on the median listing price of $1,500,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.