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PHILMONT, NY 12565

Real Estate Market Report  ·  Columbia County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
3
⇩ 25% vs 4 last year
Pending
0
0% pending ratio
Median Price
$450,000
⇩ 9.8% vs $499,000 last year
Average Price
$466,667
⇩ 4.6% vs $489,074 last year
Days on Market
227
⇧ 134% vs 97 days last year

Market Context

Population: 1,559  ·  Density: 425.1/mi²  ·  Median household income: $60,848

Typical home value: $171,825  ·  Homeownership: 58.3%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The PHILMONT, NY real estate market (12565) currently shows 3 active listings. Homes are averaging 227 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 227 days on market compared to 97 days last year.

The median listing price has fallen 9.8% year-over-year, from $499,000 to $450,000.

Whether you are buying or selling in PHILMONT, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 3 this year vs 4 last year
  • Days on market: 227 now vs 97 last year

Median & Average Pricing

Year over Year
  • Median: $450,000 (-9.8% YoY)
  • Average: $466,667 (-4.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.0 miles — 118 listings ($142,566,657 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12565Philmont, NY 125650.0 mi3$1,400,001$450,000$466,667
12513Claverack, NY 125134.2 mi6$8,969,850$1,287,500$1,494,975
12172Stottville, NY 121725.5 mi3$777,000$259,000$259,000
12529Hillsdale, NY 125296.0 mi25$28,600,875$997,500$1,144,035
12165Spencertown, NY 121658.4 mi2$1,044,900$522,450$522,450
12106Kinderhook, NY 1210610.3 mi9$21,197,142$550,000$2,355,238
12017Austerlitz, NY 1201710.7 mi9$20,019,861$1,528,000$2,224,429
12502Ancram, NY 1250211.4 mi13$9,690,486$549,950$745,422
12051Coxsackie, NY 1205111.9 mi17$10,175,010$374,450$598,530
12523Elizaville, NY 1252312.5 mi4$2,517,332$584,000$629,333
12130Niverville, NY 1213013.4 mi3$837,000$279,000$279,000
01236Housatonic, MA 0123613.7 mi2$1,750,000$875,000$875,000
12526Germantown, NY 1252614.0 mi22$35,587,200$1,200,000$1,617,600

Frequently Asked Questions

How many homes are for sale in PHILMONT, NY 12565?

As of January 2026, there are 3 active listings in PHILMONT, NY (zip code 12565), compared to 4 the prior year.

What is the median home price in PHILMONT, NY 12565?

The median listing price in PHILMONT, NY 12565 is $450,000 as of January 2026, a 9.8% decrease from $499,000 the prior year.

How long do homes stay on the market in PHILMONT, NY?

Homes in PHILMONT, NY 12565 spend an average of 227 days on the market before going under contract, compared to 97 days the prior year.

Is it a seller's or buyer's market in PHILMONT, NY 12565?

Based on current inventory and days-on-market data as of January 2026, PHILMONT, NY 12565 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 227 days on market compared to 97 days last year.

How much can I save on real estate commission in PHILMONT, NY?

With SELL123.com's maximum 3% commission, sellers in PHILMONT, NY 12565 save an estimated $9,000 compared to a typical 5% commission on the median listing price of $450,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.