Active Listings
3
— vs 3 last year
Population: 485 · Density: 1.6/mi² · Median household income: $57,292
Typical home value: $185,807 · Homeownership: 76.9%
Data as of January 2026. Source: Realtor.com.
The SPECULATOR, NY real estate market (12164) currently shows 3 active listings, with 1 pending sales. Homes are averaging 274 days on the market before going under contract.
Inventory levels are unchanged compared to last year.
Homes are taking longer to sell, averaging 274 days on market compared to 98 days last year.
The median listing price has fallen 8% year-over-year, from $325,000 to $299,000.
Whether you are buying or selling in SPECULATOR, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12164 | Speculator, NY 12164 | 0.0 mi | 3 | $897,000 | $299,000 | $299,000 |
| 12108 | Lake Pleasant, NY 12108 | 10.9 mi | 8 | $13,026,288 | $550,000 | $1,628,286 |
| 12190 | Wells, NY 12190 | 13.2 mi | 10 | $4,041,500 | $408,500 | $404,150 |
| 13360 | Inlet, NY 13360 | 16.8 mi | 6 | $5,239,800 | $695,000 | $873,300 |
| 13353 | Hoffmeister, NY 13353 | 18.6 mi | 2 | $965,000 | $482,500 | $482,500 |
| 12843 | Johnsburg, NY 12843 | 22.7 mi | 7 | $2,049,320 | $355,000 | $292,760 |
| 12851 | Minerva, NY 12851 | 23.8 mi | 1 | $239,900 | $239,900 | $239,900 |
| 12810 | Athol, NY 12810 | 25.5 mi | 6 | $2,938,302 | $147,650 | $489,717 |
| 13420 | Old Forge, NY 13420 | 26.8 mi | 18 | $12,295,548 | $529,000 | $683,086 |
| 12032 | Caroga Lake, NY 12032 | 27.6 mi | 8 | $3,343,744 | $349,000 | $417,968 |
| 12852 | Newcomb, NY 12852 | 29.0 mi | 7 | $2,176,125 | $298,000 | $310,875 |
| 12835 | Hadley, NY 12835 | 29.8 mi | 12 | $4,847,964 | $215,000 | $403,997 |
| 13331 | Eagle Bay, NY 13331 | 30.2 mi | 5 | $3,263,000 | $579,000 | $652,600 |
As of January 2026, there are 3 active listings in SPECULATOR, NY (zip code 12164), compared to 3 the prior year.
The median listing price in SPECULATOR, NY 12164 is $299,000 as of January 2026, a 8% decrease from $325,000 the prior year.
Homes in SPECULATOR, NY 12164 spend an average of 274 days on the market before going under contract, compared to 98 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SPECULATOR, NY 12164 is currently a Balanced Market. Inventory levels are unchanged compared to last year. Homes are taking longer to sell, averaging 274 days on market compared to 98 days last year.
With SELL123.com's maximum 3% commission, sellers in SPECULATOR, NY 12164 save an estimated $5,980 compared to a typical 5% commission on the median listing price of $299,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.