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SPECULATOR, NY 12164

Real Estate Market Report  ·  Hamilton County
Balanced Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The SPECULATOR, NY real estate market (12164) currently shows 1 active listings. Homes are averaging 268 days on the market before going under contract.

Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 268 days on market compared to 88 days last year.

The median listing price has risen 40.7% year-over-year, from $212,500 to $299,000.

Whether you are buying or selling in SPECULATOR, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 485  ·  Density: 1.6/mi²  ·  Median household income: $57,292

Typical home value: $185,807  ·  Homeownership: 76.9%

Market Overview

Active Listings
1
⇩ 75% vs 4 last year
Pending
0
0% pending ratio
Median Price
$299,000
⇧ 40.7% vs $212,500 last year
Average Price
$299,000
⇧ 40.7% vs $212,500 last year
Days on Market
268
⇧ 204.5% vs 88 days last year

Price Per Square Foot

Median $/sqft
$173
⇩ 42.7% vs $302/sqft last year
Median Home Size
1,732 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 1 this year vs 4 last year
  • Days on market: 268 now vs 88 last year

Median & Average Pricing

Year over Year
  • Median: $299,000 (+40.7% YoY)
  • Average: $299,000 (+40.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 30.2 miles — 93 listings ($47,453,030 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12164Speculator, NY 121640.0 mi2$598,000$299,000$299,000
12108Lake Pleasant, NY 1210810.9 mi8$4,197,336$424,500$524,667
12190Wells, NY 1219013.2 mi9$3,464,874$398,000$384,986
13360Inlet, NY 1336016.8 mi6$5,784,750$896,225$964,125
13353Hoffmeister, NY 1335318.6 mi2$965,000$482,500$482,500
12843Johnsburg, NY 1284322.7 mi8$2,317,640$355,000$289,705
12851Minerva, NY 1285123.8 mi1$239,900$239,900$239,900
12810Athol, NY 1281025.5 mi4$2,446,016$586,863$611,504
13420Old Forge, NY 1342026.8 mi19$12,879,663$514,450$677,877
12032Caroga Lake, NY 1203227.6 mi8$3,554,368$369,450$444,296
12852Newcomb, NY 1285229.0 mi7$2,637,831$291,000$376,833
12835Hadley, NY 1283529.8 mi14$5,104,652$248,400$364,618
13331Eagle Bay, NY 1333130.2 mi5$3,263,000$579,000$652,600

Frequently Asked Questions

How many homes are for sale in SPECULATOR, NY 12164?

As of March 2026, there are 1 active listings in SPECULATOR, NY (zip code 12164), compared to 4 the prior year.

What is the median home price in SPECULATOR, NY 12164?

The median listing price in SPECULATOR, NY 12164 is $299,000 as of March 2026, a 40.7% increase from $212,500 the prior year.

How long do homes stay on the market in SPECULATOR, NY?

Homes in SPECULATOR, NY 12164 spend an average of 268 days on the market before going under contract, compared to 88 days the prior year.

Is it a seller's or buyer's market in SPECULATOR, NY 12164?

Based on current inventory and days-on-market data as of March 2026, SPECULATOR, NY 12164 is currently a Balanced Market. Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 268 days on market compared to 88 days last year.

How much can I save on real estate commission in SPECULATOR, NY?

With SELL123.com's maximum 3% commission, sellers in SPECULATOR, NY 12164 save an estimated $5,980 compared to a typical 5% commission on the median listing price of $299,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.