Call or Text (240) SELL-123

OSCEOLA, WI 54020

Real Estate Market Report  ·  Polk County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
17
⇩ 26.1% vs 23 last year
Pending
4
24% pending ratio
Median Price
$341,950
⇧ 15% vs $297,325 last year
Average Price
$359,820
⇧ 2.3% vs $351,675 last year
Days on Market
60
⇩ 38.8% vs 98 days last year

Market Context

Population: 7,880  ·  Density: 41.3/mi²  ·  Median household income: $80,353

Typical home value: $241,629  ·  Homeownership: 75.2%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The OSCEOLA, WI real estate market (54020) currently shows 17 active listings, with 4 pending sales. Homes are averaging 60 days on the market before going under contract.

Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 60 days on market compared to 98 days last year.

The median listing price has risen 15% year-over-year, from $297,325 to $341,950.

Whether you are buying or selling in OSCEOLA, WI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for OSCEOLA, WI 54020 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 17 this year vs 23 last year
  • Days on market: 60 now vs 98 last year

Median & Average Pricing

Year over Year
  • Median: $341,950 (+15% YoY)
  • Average: $359,820 (+2.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.7 miles — 234 listings ($138,473,360 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
54020Osceola, WI 540200.0 mi17$6,116,940$341,950$359,820
54026Star Prairie, WI 540266.8 mi3$1,620,000$540,000$540,000
55073Scandia, MN 550738.5 mi2$2,130,000$1,065,000$1,065,000
55047Marine On Saint Croix, MN 550479.7 mi11$8,963,163$824,500$814,833
55084Taylors Falls, MN 5508412.8 mi5$1,749,750$339,900$349,950
55013Chisago City, MN 5501312.9 mi13$9,164,519$515,000$704,963
54001Amery, WI 5400113.4 mi23$9,805,360$382,450$426,320
54024Saint Croix Falls, WI 5402415.2 mi24$10,645,320$384,900$443,555
54007Deer Park, WI 5400715.7 mi1$519,900$519,900$519,900
55038Hugo, MN 5503817.7 mi103$63,942,400$534,123$620,800
54810Balsam Lake, WI 5481018.1 mi4$1,137,800$284,450$284,450
55003Bayport, MN 5500319.5 mi7$5,396,825$564,450$770,975
55115Saint Paul, MN 5511520.7 mi21$17,281,383$830,000$822,923

Frequently Asked Questions

How many homes are for sale in OSCEOLA, WI 54020?

As of January 2026, there are 17 active listings in OSCEOLA, WI (zip code 54020), compared to 23 the prior year.

What is the median home price in OSCEOLA, WI 54020?

The median listing price in OSCEOLA, WI 54020 is $341,950 as of January 2026, a 15% increase from $297,325 the prior year.

How long do homes stay on the market in OSCEOLA, WI?

Homes in OSCEOLA, WI 54020 spend an average of 60 days on the market before going under contract, compared to 98 days the prior year.

Is it a seller's or buyer's market in OSCEOLA, WI 54020?

Based on current inventory and days-on-market data as of January 2026, OSCEOLA, WI 54020 is currently a Seller's Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 60 days on market compared to 98 days last year.

How much can I save on real estate commission in OSCEOLA, WI?

With SELL123.com's maximum 3% commission, sellers in OSCEOLA, WI 54020 save an estimated $6,839 compared to a typical 5% commission on the median listing price of $341,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.