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CHARLOTTE, IA 52731

Real Estate Market Report  ·  Clinton County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
2
⇧ 100% vs 1 last year
Pending
1
50% pending ratio
Median Price
$489,900
⇩ 45.5% vs $899,000 last year
Average Price
$489,900
⇩ 45.5% vs $899,000 last year
Days on Market
⇩ 100% vs 169 days last year

Market Context

Population: 777  ·  Density: 5.7/mi²  ·  Median household income: $84,519

Typical home value: $133,714  ·  Homeownership: 84.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHARLOTTE, IA real estate market (52731) currently shows 2 active listings, with 1 pending sales.

Inventory has increased compared to last year, with 1 more homes available — giving buyers more choice.

The median listing price has fallen 45.5% year-over-year, from $899,000 to $489,900.

Whether you are buying or selling in CHARLOTTE, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 2 this year vs 1 last year

Median & Average Pricing

Year over Year
  • Median: $489,900 (-45.5% YoY)
  • Average: $489,900 (-45.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.3 miles — 92 listings ($24,376,409 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
52731Charlotte, IA 527310.0 mi2$979,800$489,900$489,900
52774Welton, IA 527747.0 mi1$92,000$92,000$92,000
52742De Witt, IA 527429.1 mi15$5,709,750$370,000$380,650
52064Miles, IA 5206412.4 mi1$144,900$144,900$144,900
52751Grand Mound, IA 5275112.9 mi3$1,049,901$324,900$349,967
52730Camanche, IA 5273015.2 mi13$3,310,021$244,450$254,617
52070Sabula, IA 5207015.9 mi2$970,000$485,000$485,000
52729Calamus, IA 5272917.5 mi2$0$0$0
52031Bellevue, IA 5203119.5 mi11$3,341,173$276,250$303,743
61252Fulton, IL 6125220.5 mi16$3,430,896$189,999$214,431
61285Thomson, IL 6128520.8 mi5$1,090,000$214,500$218,000
61242Cordova, IL 6124221.1 mi5$2,114,800$339,900$422,960
61074Savanna, IL 6107421.3 mi16$2,143,168$84,900$133,948

Frequently Asked Questions

How many homes are for sale in CHARLOTTE, IA 52731?

As of January 2026, there are 2 active listings in CHARLOTTE, IA (zip code 52731), compared to 1 the prior year.

What is the median home price in CHARLOTTE, IA 52731?

The median listing price in CHARLOTTE, IA 52731 is $489,900 as of January 2026, a 45.5% decrease from $899,000 the prior year.

How long do homes stay on the market in CHARLOTTE, IA?

Homes in CHARLOTTE, IA 52731 spend an average of 0 days on the market before going under contract, compared to 169 days the prior year.

Is it a seller's or buyer's market in CHARLOTTE, IA 52731?

Based on current inventory and days-on-market data as of January 2026, CHARLOTTE, IA 52731 is currently a Balanced Market. Inventory has increased compared to last year, with 1 more homes available — giving buyers more choice.

How much can I save on real estate commission in CHARLOTTE, IA?

With SELL123.com's maximum 3% commission, sellers in CHARLOTTE, IA 52731 save an estimated $9,798 compared to a typical 5% commission on the median listing price of $489,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.