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SAINT CHARLES, IA 50240

Real Estate Market Report  ·  Madison County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
5
⇧ 150% vs 2 last year
Pending
3
60% pending ratio
Median Price
$787,500
⇧ 7.1% vs $734,999 last year
Average Price
$731,333
⇩ 0.5% vs $734,999 last year
Days on Market
131
⇧ 4.8% vs 125 days last year

Market Context

Population: 2,335  ·  Density: 12.0/mi²  ·  Median household income: $98,750

Typical home value: $253,483  ·  Homeownership: 84.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT CHARLES, IA real estate market (50240) currently shows 5 active listings, with 3 pending sales. Homes are averaging 131 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 131 days on market compared to 125 days last year.

The median listing price has risen 7.1% year-over-year, from $734,999 to $787,500.

Whether you are buying or selling in SAINT CHARLES, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 5 this year vs 2 last year
  • Days on market: 131 now vs 125 last year

Median & Average Pricing

Year over Year
  • Median: $787,500 (+7.1% YoY)
  • Average: $731,333 (-0.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.2 miles — 765 listings ($316,703,322 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
50240Saint Charles, IA 502400.0 mi5$3,656,665$787,500$731,333
50218Patterson, IA 502185.7 mi3$712,350$237,450$237,450
50257Truro, IA 502577.6 mi6$1,588,560$234,900$264,760
50222Peru, IA 502229.8 mi2$600,000$300,000$300,000
50211Norwalk, IA 5021112.5 mi168$63,236,880$334,900$376,410
50273Winterset, IA 5027313.7 mi47$19,404,138$314,950$412,854
50149Lorimor, IA 5014917.8 mi8$2,664,000$339,000$333,000
50213Osceola, IA 5021318.1 mi34$8,602,510$218,000$253,015
50266West Des Moines, IA 5026618.6 mi242$133,496,154$389,950$551,637
50315Des Moines, IA 5031519.6 mi135$34,091,820$218,450$252,532
50069De Soto, IA 5006919.8 mi10$4,475,110$335,000$447,511
50312Des Moines, IA 5031220.8 mi83$36,539,837$289,000$440,239
50047Carlisle, IA 5004721.2 mi22$7,635,298$314,900$347,059

Frequently Asked Questions

How many homes are for sale in SAINT CHARLES, IA 50240?

As of January 2026, there are 5 active listings in SAINT CHARLES, IA (zip code 50240), compared to 2 the prior year.

What is the median home price in SAINT CHARLES, IA 50240?

The median listing price in SAINT CHARLES, IA 50240 is $787,500 as of January 2026, a 7.1% increase from $734,999 the prior year.

How long do homes stay on the market in SAINT CHARLES, IA?

Homes in SAINT CHARLES, IA 50240 spend an average of 131 days on the market before going under contract, compared to 125 days the prior year.

Is it a seller's or buyer's market in SAINT CHARLES, IA 50240?

Based on current inventory and days-on-market data as of January 2026, SAINT CHARLES, IA 50240 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 131 days on market compared to 125 days last year.

How much can I save on real estate commission in SAINT CHARLES, IA?

With SELL123.com's maximum 3% commission, sellers in SAINT CHARLES, IA 50240 save an estimated $15,750 compared to a typical 5% commission on the median listing price of $787,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.