Population: 17,121 · Density: 68.8/mi² · Median household income: $62,715
Typical home value: $197,316 · Homeownership: 73.1%
Data as of January 2026. Source: Realtor.com.
The LUDINGTON, MI real estate market (49431) currently shows 48 active listings, with 8 pending sales. Homes are averaging 88 days on the market before going under contract.
Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice.
Homes are selling faster, averaging 88 days on market compared to 109 days last year.
The median listing price has fallen 6% year-over-year, from $366,975 to $345,000.
Whether you are buying or selling in LUDINGTON, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 49431 | Ludington, MI 49431 | 0.0 mi | 48 | $20,755,632 | $345,000 | $432,409 |
| 49405 | Custer, MI 49405 | 11.2 mi | 6 | $1,595,178 | $257,450 | $265,863 |
| 49449 | Pentwater, MI 49449 | 12.0 mi | 12 | $6,758,340 | $415,000 | $563,195 |
| 49402 | Branch, MI 49402 | 18.3 mi | 7 | $3,467,800 | $599,000 | $495,400 |
| 49626 | Eastlake, MI 49626 | 19.4 mi | 3 | $1,089,801 | $349,900 | $363,267 |
| 49436 | Mears, MI 49436 | 20.4 mi | 16 | $12,744,320 | $387,500 | $796,520 |
| 49455 | Shelby, MI 49455 | 25.1 mi | 23 | $6,621,263 | $214,000 | $287,881 |
| 49304 | Baldwin, MI 49304 | 26.4 mi | 36 | $16,631,028 | $222,400 | $461,973 |
| 49689 | Wellston, MI 49689 | 29.1 mi | 10 | $1,670,560 | $179,900 | $167,056 |
| 49309 | Bitely, MI 49309 | 29.8 mi | 9 | $2,206,674 | $169,500 | $245,186 |
| 49421 | Hesperia, MI 49421 | 30.7 mi | 20 | $5,880,880 | $239,900 | $294,044 |
| 49452 | Rothbury, MI 49452 | 32.5 mi | 6 | $1,837,200 | $349,950 | $306,200 |
| 49656 | Luther, MI 49656 | 35.2 mi | 8 | $8,393,832 | $220,000 | $1,049,229 |
As of January 2026, there are 48 active listings in LUDINGTON, MI (zip code 49431), compared to 36 the prior year.
The median listing price in LUDINGTON, MI 49431 is $345,000 as of January 2026, a 6% decrease from $366,975 the prior year.
Homes in LUDINGTON, MI 49431 spend an average of 88 days on the market before going under contract, compared to 109 days the prior year.
Based on current inventory and days-on-market data as of January 2026, LUDINGTON, MI 49431 is currently a Balanced Market. Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice. Homes are selling faster, averaging 88 days on market compared to 109 days last year.
With SELL123.com's maximum 3% commission, sellers in LUDINGTON, MI 49431 save an estimated $6,900 compared to a typical 5% commission on the median listing price of $345,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.