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SOUTH BEND, IN 46635

Real Estate Market Report  ·  Saint Joseph County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
19
⇩ 38.7% vs 31 last year
Pending
9
47% pending ratio
Median Price
$260,000
⇩ 13.5% vs $300,500 last year
Average Price
$277,764
⇩ 22.6% vs $358,934 last year
Days on Market
45
⇩ 32.8% vs 67 days last year

Market Context

Population: 6,532  ·  Density: 813.1/mi²  ·  Median household income: $72,664

Typical home value: $168,434  ·  Homeownership: 75.7%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SOUTH BEND, IN real estate market (46635) currently shows 19 active listings, with 9 pending sales. Homes are averaging 45 days on the market before going under contract.

Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 45 days on market compared to 67 days last year.

The median listing price has fallen 13.5% year-over-year, from $300,500 to $260,000.

Whether you are buying or selling in SOUTH BEND, IN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 19 this year vs 31 last year
  • Days on market: 45 now vs 67 last year

Median & Average Pricing

Year over Year
  • Median: $260,000 (-13.5% YoY)
  • Average: $277,764 (-22.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 16.2 miles — 546 listings ($202,631,932 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
46635South Bend, IN 466350.0 mi19$5,277,516$260,000$277,764
46617South Bend, IN 466172.5 mi48$32,768,736$479,000$682,682
46616South Bend, IN 466163.3 mi12$2,621,064$164,500$218,422
46601South Bend, IN 466013.8 mi13$2,527,200$209,900$194,400
46613South Bend, IN 466135.1 mi27$3,236,409$116,500$119,867
46561Osceola, IN 465617.6 mi45$18,212,715$362,450$404,727
49120Niles, MI 491208.1 mi102$36,874,122$259,000$361,511
46614South Bend, IN 466148.6 mi87$29,684,400$249,900$341,200
46514Elkhart, IN 4651412.0 mi112$43,096,368$322,450$384,789
46516Elkhart, IN 4651613.8 mi66$18,219,036$223,950$276,046
46536Lakeville, IN 4653614.1 mi8$2,647,464$292,900$330,933
46573Wakarusa, IN 4657314.4 mi1$259,000$259,000$259,000
49113Galien, MI 4911316.2 mi6$7,207,902$724,000$1,201,317

Frequently Asked Questions

How many homes are for sale in SOUTH BEND, IN 46635?

As of January 2026, there are 19 active listings in SOUTH BEND, IN (zip code 46635), compared to 31 the prior year.

What is the median home price in SOUTH BEND, IN 46635?

The median listing price in SOUTH BEND, IN 46635 is $260,000 as of January 2026, a 13.5% decrease from $300,500 the prior year.

How long do homes stay on the market in SOUTH BEND, IN?

Homes in SOUTH BEND, IN 46635 spend an average of 45 days on the market before going under contract, compared to 67 days the prior year.

Is it a seller's or buyer's market in SOUTH BEND, IN 46635?

Based on current inventory and days-on-market data as of January 2026, SOUTH BEND, IN 46635 is currently a Seller's Market. Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 45 days on market compared to 67 days last year.

How much can I save on real estate commission in SOUTH BEND, IN?

With SELL123.com's maximum 3% commission, sellers in SOUTH BEND, IN 46635 save an estimated $5,200 compared to a typical 5% commission on the median listing price of $260,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.