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OSCEOLA, IN 46561

Real Estate Market Report  ·  Saint Joseph County
Seller's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The OSCEOLA, IN real estate market (46561) currently shows 51 active listings, with 19 pending sales. Homes are averaging 38 days on the market before going under contract.

Inventory has tightened compared to last year, with 10 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 38 days on market compared to 42 days last year.

The median listing price has risen 39% year-over-year, from $386,225 to $536,750.

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Market Context

Market Context

Population: 14,658  ·  Density: 417.2/mi²  ·  Median household income: $80,853

Typical home value: $189,159  ·  Homeownership: 86.2%

Market Overview

Active Listings
51
⇩ 16.4% vs 61 last year
Pending
19
37% pending ratio
Median Price
$536,750
⇧ 39% vs $386,225 last year
Average Price
$535,269
⇧ 23% vs $435,026 last year
Days on Market
38
⇩ 9.5% vs 42 days last year

Price Per Square Foot

Median $/sqft
$210
⇧ 14.8% vs $183/sqft last year
Median Home Size
2,494 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 51 this year vs 61 last year
  • Days on market: 38 now vs 42 last year

Median & Average Pricing

Year over Year
  • Median: $536,750 (+39% YoY)
  • Average: $535,269 (+23% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.9 miles — 595 listings ($239,601,304 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
46561Osceola, IN 465610.0 mi49$23,925,622$499,974$488,278
46544Mishawaka, IN 465444.6 mi62$19,730,446$250,900$318,233
46530Granger, IN 465305.7 mi81$51,871,590$536,225$640,390
46516Elkhart, IN 465166.7 mi66$20,937,774$227,500$317,239
46635South Bend, IN 466357.6 mi21$5,428,353$248,200$258,493
46573Wakarusa, IN 465738.8 mi2$694,000$347,000$347,000
49112Edwardsburg, MI 491129.3 mi24$12,141,648$403,750$505,902
46637South Bend, IN 466379.8 mi52$22,952,176$281,500$441,388
46614South Bend, IN 4661411.4 mi85$30,648,110$259,225$360,566
49130Union, MI 4913013.6 mi8$4,576,304$580,000$572,038
49120Niles, MI 4912013.9 mi110$39,368,780$243,500$357,898
46619South Bend, IN 4661914.3 mi28$4,624,032$140,475$165,144
46536Lakeville, IN 4653614.9 mi7$2,702,469$359,900$386,067

Frequently Asked Questions

How many homes are for sale in OSCEOLA, IN 46561?

As of September 2026, there are 51 active listings in OSCEOLA, IN (zip code 46561), compared to 61 the prior year.

What is the median home price in OSCEOLA, IN 46561?

The median listing price in OSCEOLA, IN 46561 is $536,750 as of September 2026, a 39% increase from $386,225 the prior year.

How long do homes stay on the market in OSCEOLA, IN?

Homes in OSCEOLA, IN 46561 spend an average of 38 days on the market before going under contract, compared to 42 days the prior year.

Is it a seller's or buyer's market in OSCEOLA, IN 46561?

Based on current inventory and days-on-market data as of September 2026, OSCEOLA, IN 46561 is currently a Seller's Market. Inventory has tightened compared to last year, with 10 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 38 days on market compared to 42 days last year.

How much can I save on real estate commission in OSCEOLA, IN?

With SELL123.com's maximum 3% commission, sellers in OSCEOLA, IN 46561 save an estimated $10,735 compared to a typical 5% commission on the median listing price of $536,750. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.