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WATERLOO, OH 45688

Real Estate Market Report  ·  Lawrence County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
1
vs 1 last year
Pending
1
100% pending ratio
Median Price
$360,000
⇩ 8.9% vs $395,000 last year
Average Price
$360,000
⇩ 8.9% vs $395,000 last year
Days on Market
250
⇧ 127.3% vs 110 days last year

Market Context

Population: 166  ·  Density: 1.9/mi²  ·  Median household income: $0

Typical home value: $101,625  ·  Homeownership: 68.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The WATERLOO, OH real estate market (45688) currently shows 1 active listings, with 1 pending sales. Homes are averaging 250 days on the market before going under contract.

Inventory levels are unchanged compared to last year.

Homes are taking longer to sell, averaging 250 days on market compared to 110 days last year.

The median listing price has fallen 8.9% year-over-year, from $395,000 to $360,000.

Whether you are buying or selling in WATERLOO, OH, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Days on market: 250 now vs 110 last year

Median & Average Pricing

Year over Year
  • Median: $360,000 (-8.9% YoY)
  • Average: $360,000 (-8.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.3 miles — 229 listings ($61,572,801 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
45688Waterloo, OH 456880.0 mi1$360,000$360,000$360,000
45658Patriot, OH 456586.7 mi7$2,161,131$317,000$308,733
45682South Webster, OH 4568210.4 mi1$170,000$170,000$170,000
45645Kitts Hill, OH 4564511.0 mi5$1,761,665$273,000$352,333
45674Rio Grande, OH 4567413.1 mi3$871,200$290,400$290,400
45638Ironton, OH 4563814.0 mi52$8,316,828$134,000$159,939
45623Crown City, OH 4562315.5 mi4$1,157,332$389,000$289,333
45631Gallipolis, OH 4563116.1 mi33$11,145,354$264,950$337,738
41169Russell, KY 4116917.4 mi19$9,369,337$255,000$493,123
45619Chesapeake, OH 4561918.3 mi15$4,736,250$199,000$315,750
41101Ashland, KY 4110118.8 mi68$16,230,376$215,000$238,682
45680South Point, OH 4568019.0 mi16$3,637,328$199,000$227,333
45614Bidwell, OH 4561419.3 mi5$1,656,000$282,400$331,200

Frequently Asked Questions

How many homes are for sale in WATERLOO, OH 45688?

As of January 2026, there are 1 active listings in WATERLOO, OH (zip code 45688), compared to 1 the prior year.

What is the median home price in WATERLOO, OH 45688?

The median listing price in WATERLOO, OH 45688 is $360,000 as of January 2026, a 8.9% decrease from $395,000 the prior year.

How long do homes stay on the market in WATERLOO, OH?

Homes in WATERLOO, OH 45688 spend an average of 250 days on the market before going under contract, compared to 110 days the prior year.

Is it a seller's or buyer's market in WATERLOO, OH 45688?

Based on current inventory and days-on-market data as of January 2026, WATERLOO, OH 45688 is currently a Balanced Market. Inventory levels are unchanged compared to last year. Homes are taking longer to sell, averaging 250 days on market compared to 110 days last year.

How much can I save on real estate commission in WATERLOO, OH?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, OH 45688 save an estimated $7,200 compared to a typical 5% commission on the median listing price of $360,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.