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STEARNS, KY 42647

Real Estate Market Report  ·  McCreary County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
5
⇩ 58.3% vs 12 last year
Pending
1
20% pending ratio
Median Price
$152,500
⇩ 22.3% vs $196,250 last year
Average Price
$171,000
⇩ 15.9% vs $203,450 last year
Days on Market
118
⇩ 14.5% vs 138 days last year

Market Context

Population: 3,905  ·  Density: 10.9/mi²  ·  Median household income: $38,440

Typical home value: $65,248  ·  Homeownership: 71.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The STEARNS, KY real estate market (42647) currently shows 5 active listings, with 1 pending sales. Homes are averaging 118 days on the market before going under contract.

Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 118 days on market compared to 138 days last year.

The median listing price has fallen 22.3% year-over-year, from $196,250 to $152,500.

Whether you are buying or selling in STEARNS, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 5 this year vs 12 last year
  • Days on market: 118 now vs 138 last year

Median & Average Pricing

Year over Year
  • Median: $152,500 (-22.3% YoY)
  • Average: $171,000 (-15.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 29.0 miles — 398 listings ($143,298,804 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
42647Stearns, KY 426470.0 mi5$855,000$152,500$171,000
42649Strunk, KY 4264911.7 mi5$2,858,335$357,500$571,667
37841Oneida, TN 3784113.2 mi51$19,629,339$324,500$384,889
42518Bronston, KY 4251816.2 mi37$13,482,097$339,900$364,381
42634Parkers Lake, KY 4263416.9 mi0$0$180,000$180,000
37755Helenwood, TN 3775519.2 mi8$4,793,032$455,000$599,129
38504Allardt, TN 3850421.8 mi5$2,526,665$599,000$505,333
37819Newcomb, TN 3781924.1 mi1$340,000$340,000$340,000
37732Elgin, TN 3773225.2 mi1$325,000$325,000$325,000
42533Ferguson, KY 4253326.0 mi4$499,732$139,900$124,933
38556Jamestown, TN 3855626.1 mi145$57,392,450$319,900$395,810
42501Somerset, KY 4250127.0 mi91$25,749,269$239,900$282,959
42602Albany, KY 4260229.0 mi45$14,847,885$279,000$329,953

Frequently Asked Questions

How many homes are for sale in STEARNS, KY 42647?

As of January 2026, there are 5 active listings in STEARNS, KY (zip code 42647), compared to 12 the prior year.

What is the median home price in STEARNS, KY 42647?

The median listing price in STEARNS, KY 42647 is $152,500 as of January 2026, a 22.3% decrease from $196,250 the prior year.

How long do homes stay on the market in STEARNS, KY?

Homes in STEARNS, KY 42647 spend an average of 118 days on the market before going under contract, compared to 138 days the prior year.

Is it a seller's or buyer's market in STEARNS, KY 42647?

Based on current inventory and days-on-market data as of January 2026, STEARNS, KY 42647 is currently a Seller's Market. Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 118 days on market compared to 138 days last year.

How much can I save on real estate commission in STEARNS, KY?

With SELL123.com's maximum 3% commission, sellers in STEARNS, KY 42647 save an estimated $3,050 compared to a typical 5% commission on the median listing price of $152,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.