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CLAY, KY 42404

Real Estate Market Report  ·  Webster County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
5
⇧ 150% vs 2 last year
Pending
1
20% pending ratio
Median Price
$295,000
⇧ 51.3% vs $195,000 last year
Average Price
$239,967
⇧ 23.1% vs $195,000 last year
Days on Market
74
⇩ 47.1% vs 140 days last year

Market Context

Population: 2,342  ·  Density: 10.3/mi²  ·  Median household income: $53,000

Typical home value: $91,316  ·  Homeownership: 81.5%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CLAY, KY real estate market (42404) currently shows 5 active listings, with 1 pending sales. Homes are averaging 74 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are selling faster, averaging 74 days on market compared to 140 days last year.

The median listing price has risen 51.3% year-over-year, from $195,000 to $295,000.

Whether you are buying or selling in CLAY, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 5 this year vs 2 last year
  • Days on market: 74 now vs 140 last year

Median & Average Pricing

Year over Year
  • Median: $295,000 (+51.3% YoY)
  • Average: $239,967 (+23.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 28.2 miles — 156 listings ($38,000,129 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
42404Clay, KY 424040.0 mi5$1,199,835$295,000$239,967
42409Dixon, KY 424098.7 mi4$673,200$185,000$168,300
42441Nebo, KY 4244112.4 mi2$1,230,000$615,000$615,000
42436Manitou, KY 4243615.3 mi3$1,288,899$299,900$429,633
62919Cave In Rock, IL 6291917.2 mi1$289,000$289,000$289,000
42456Slaughters, KY 4245618.6 mi4$658,400$164,900$164,600
42406Corydon, KY 4240621.3 mi7$1,561,840$159,900$223,120
42452Robards, KY 4245221.7 mi4$751,868$199,900$187,967
42408Dawson Springs, KY 4240822.1 mi16$2,740,912$132,450$171,307
42410Earlington, KY 4241022.7 mi7$860,769$154,000$122,967
62984Shawneetown, IL 6298424.4 mi3$742,500$247,500$247,500
42440Mortons Gap, KY 4244026.2 mi1$124,900$124,900$124,900
42420Henderson, KY 4242028.2 mi99$25,878,006$225,000$261,394

Frequently Asked Questions

How many homes are for sale in CLAY, KY 42404?

As of January 2026, there are 5 active listings in CLAY, KY (zip code 42404), compared to 2 the prior year.

What is the median home price in CLAY, KY 42404?

The median listing price in CLAY, KY 42404 is $295,000 as of January 2026, a 51.3% increase from $195,000 the prior year.

How long do homes stay on the market in CLAY, KY?

Homes in CLAY, KY 42404 spend an average of 74 days on the market before going under contract, compared to 140 days the prior year.

Is it a seller's or buyer's market in CLAY, KY 42404?

Based on current inventory and days-on-market data as of January 2026, CLAY, KY 42404 is currently a Balanced Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are selling faster, averaging 74 days on market compared to 140 days last year.

How much can I save on real estate commission in CLAY, KY?

With SELL123.com's maximum 3% commission, sellers in CLAY, KY 42404 save an estimated $5,900 compared to a typical 5% commission on the median listing price of $295,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.