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SPARTA, KY 41086

Real Estate Market Report  ·  Gallatin County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
7
⇧ 133.3% vs 3 last year
Pending
3
43% pending ratio
Median Price
$467,500
⇧ 102.3% vs $231,075 last year
Average Price
$453,250
⇧ 96.1% vs $231,075 last year
Days on Market
80
⇧ 233.3% vs 24 days last year

Market Context

Population: 1,982  ·  Density: 15.9/mi²  ·  Median household income: $48,073

Typical home value: $131,439  ·  Homeownership: 80.6%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SPARTA, KY real estate market (41086) currently shows 7 active listings, with 3 pending sales. Homes are averaging 80 days on the market before going under contract.

Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 80 days on market compared to 24 days last year.

The median listing price has risen 102.3% year-over-year, from $231,075 to $467,500.

Whether you are buying or selling in SPARTA, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 7 this year vs 3 last year
  • Days on market: 80 now vs 24 last year

Median & Average Pricing

Year over Year
  • Median: $467,500 (+102.3% YoY)
  • Average: $453,250 (+96.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.9 miles — 251 listings ($119,751,073 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
41086Sparta, KY 410860.0 mi7$3,172,750$467,500$453,250
40355New Liberty, KY 403555.7 mi1$89,900$89,900$89,900
41095Warsaw, KY 410957.7 mi10$2,781,500$250,000$278,150
47020Florence, IN 470208.7 mi2$478,934$259,900$239,467
47038Patriot, IN 4703810.8 mi4$1,488,700$392,400$372,175
41092Verona, KY 4109213.1 mi9$5,598,000$612,500$622,000
40363Perry Park, KY 4036314.1 mi3$652,350$217,450$217,450
40075Turners Station, KY 4007515.4 mi1$420,000$420,000$420,000
47040Rising Sun, IN 4704015.7 mi12$6,719,484$399,950$559,957
41097Williamstown, KY 4109717.0 mi29$9,161,912$288,700$315,928
41091Union, KY 4109117.6 mi95$58,448,845$519,900$615,251
41094Walton, KY 4109419.2 mi68$25,677,888$285,000$377,616
41010Corinth, KY 4101019.9 mi10$5,060,810$432,000$506,081

Frequently Asked Questions

How many homes are for sale in SPARTA, KY 41086?

As of January 2026, there are 7 active listings in SPARTA, KY (zip code 41086), compared to 3 the prior year.

What is the median home price in SPARTA, KY 41086?

The median listing price in SPARTA, KY 41086 is $467,500 as of January 2026, a 102.3% increase from $231,075 the prior year.

How long do homes stay on the market in SPARTA, KY?

Homes in SPARTA, KY 41086 spend an average of 80 days on the market before going under contract, compared to 24 days the prior year.

Is it a seller's or buyer's market in SPARTA, KY 41086?

Based on current inventory and days-on-market data as of January 2026, SPARTA, KY 41086 is currently a Buyer's Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 80 days on market compared to 24 days last year.

How much can I save on real estate commission in SPARTA, KY?

With SELL123.com's maximum 3% commission, sellers in SPARTA, KY 41086 save an estimated $9,350 compared to a typical 5% commission on the median listing price of $467,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.