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INDEPENDENCE, KY 41051

Real Estate Market Report
Balanced Market
July 2026  ·  Source: Realtor.com

Market Analysis

Data as of July 2026. Source: Realtor.com.

The INDEPENDENCE, KY real estate market (41051) currently shows 125 active listings, with 60 pending sales. Homes are averaging 29 days on the market before going under contract.

Inventory has increased compared to last year, with 44 more homes available — giving buyers more choice.

Homes are selling faster, averaging 29 days on market compared to 33 days last year.

The median listing price has risen 1.2% year-over-year, from $384,950 to $389,450.

Whether you are buying or selling in INDEPENDENCE, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 31,799  ·  Density: 407.4/mi²  ·  Median household income: $94,503

Typical home value: $224,056  ·  Homeownership: 85.6%

Market Overview

Active Listings
125
⇧ 54.3% vs 81 last year
Pending
60
48% pending ratio
Median Price
$389,450
⇧ 1.2% vs $384,950 last year
Average Price
$388,929
⇩ 3.2% vs $401,619 last year
Days on Market
29
⇩ 12.1% vs 33 days last year

Price Per Square Foot

Median $/sqft
$193
⇩ 4.5% vs $202/sqft last year
Median Home Size
1,951 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 125 this year vs 81 last year
  • Days on market: 29 now vs 33 last year

Median & Average Pricing

Year over Year
  • Median: $389,450 (+1.2% YoY)
  • Average: $388,929 (-3.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 12.4 miles — 524 listings ($199,148,840 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
41051Independence, KY 410510.0 mi78$31,618,080$401,291$405,360
41094Walton, KY 410945.5 mi67$24,207,569$279,155$361,307
41018Erlanger, KY 410186.5 mi45$11,994,570$254,125$266,546
41017Ft Mitchell, KY 410176.7 mi130$64,222,470$352,250$494,019
41076Newport, KY 410768.1 mi28$7,830,200$262,500$279,650
41014Covington, KY 410149.4 mi18$3,908,502$191,500$217,139
41030Crittenden, KY 4103010.4 mi7$2,473,100$357,500$353,300
41016Covington, KY 4101610.7 mi38$9,367,950$261,450$246,525
41075Fort Thomas, KY 4107511.2 mi37$18,063,437$349,650$488,201
41059Melbourne, KY 4105911.5 mi6$2,449,752$384,975$408,292
45203Cincinnati, OH 4520311.9 mi7$3,472,077$513,650$496,011
41073Bellevue, KY 4107312.2 mi30$12,543,450$352,000$418,115
45205Cincinnati, OH 4520512.4 mi33$6,997,683$199,450$212,051

Frequently Asked Questions

How many homes are for sale in INDEPENDENCE, KY 41051?

As of July 2026, there are 125 active listings in INDEPENDENCE, KY (zip code 41051), compared to 81 the prior year.

What is the median home price in INDEPENDENCE, KY 41051?

The median listing price in INDEPENDENCE, KY 41051 is $389,450 as of July 2026, a 1.2% increase from $384,950 the prior year.

How long do homes stay on the market in INDEPENDENCE, KY?

Homes in INDEPENDENCE, KY 41051 spend an average of 29 days on the market before going under contract, compared to 33 days the prior year.

Is it a seller's or buyer's market in INDEPENDENCE, KY 41051?

Based on current inventory and days-on-market data as of July 2026, INDEPENDENCE, KY 41051 is currently a Balanced Market. Inventory has increased compared to last year, with 44 more homes available — giving buyers more choice. Homes are selling faster, averaging 29 days on market compared to 33 days last year.

How much can I save on real estate commission in INDEPENDENCE, KY?

With SELL123.com's maximum 3% commission, sellers in INDEPENDENCE, KY 41051 save an estimated $7,789 compared to a typical 5% commission on the median listing price of $389,450. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.