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INDEPENDENCE, KY 41051

Real Estate Market Report
Buyer's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The INDEPENDENCE, KY real estate market (41051) currently shows 114 active listings, with 54 pending sales. Homes are averaging 47 days on the market before going under contract.

Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 47 days on market compared to 31 days last year.

The median listing price has risen 2.1% year-over-year, from $379,250 to $387,245.

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Market Context

Market Context

Population: 31,799  ·  Density: 407.4/mi²  ·  Median household income: $94,503

Typical home value: $224,056  ·  Homeownership: 85.6%

Market Overview

Active Listings
114
⇧ 22.6% vs 93 last year
Pending
54
47% pending ratio
Median Price
$387,245
⇧ 2.1% vs $379,250 last year
Average Price
$385,675
⇩ 1.7% vs $392,294 last year
Days on Market
47
⇧ 51.6% vs 31 days last year

Price Per Square Foot

Median $/sqft
$196
⇧ 4.8% vs $187/sqft last year
Median Home Size
1,848 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 114 this year vs 93 last year
  • Days on market: 47 now vs 31 last year

Median & Average Pricing

Year over Year
  • Median: $387,245 (+2.1% YoY)
  • Average: $385,675 (-1.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 12.4 miles — 524 listings ($199,148,840 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
41051Independence, KY 410510.0 mi78$31,618,080$401,291$405,360
41094Walton, KY 410945.5 mi67$24,207,569$279,155$361,307
41018Erlanger, KY 410186.5 mi45$11,994,570$254,125$266,546
41017Ft Mitchell, KY 410176.7 mi130$64,222,470$352,250$494,019
41076Newport, KY 410768.1 mi28$7,830,200$262,500$279,650
41014Covington, KY 410149.4 mi18$3,908,502$191,500$217,139
41030Crittenden, KY 4103010.4 mi7$2,473,100$357,500$353,300
41016Covington, KY 4101610.7 mi38$9,367,950$261,450$246,525
41075Fort Thomas, KY 4107511.2 mi37$18,063,437$349,650$488,201
41059Melbourne, KY 4105911.5 mi6$2,449,752$384,975$408,292
45203Cincinnati, OH 4520311.9 mi7$3,472,077$513,650$496,011
41073Bellevue, KY 4107312.2 mi30$12,543,450$352,000$418,115
45205Cincinnati, OH 4520512.4 mi33$6,997,683$199,450$212,051

Frequently Asked Questions

How many homes are for sale in INDEPENDENCE, KY 41051?

As of September 2026, there are 114 active listings in INDEPENDENCE, KY (zip code 41051), compared to 93 the prior year.

What is the median home price in INDEPENDENCE, KY 41051?

The median listing price in INDEPENDENCE, KY 41051 is $387,245 as of September 2026, a 2.1% increase from $379,250 the prior year.

How long do homes stay on the market in INDEPENDENCE, KY?

Homes in INDEPENDENCE, KY 41051 spend an average of 47 days on the market before going under contract, compared to 31 days the prior year.

Is it a seller's or buyer's market in INDEPENDENCE, KY 41051?

Based on current inventory and days-on-market data as of September 2026, INDEPENDENCE, KY 41051 is currently a Buyer's Market. Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 47 days on market compared to 31 days last year.

How much can I save on real estate commission in INDEPENDENCE, KY?

With SELL123.com's maximum 3% commission, sellers in INDEPENDENCE, KY 41051 save an estimated $7,745 compared to a typical 5% commission on the median listing price of $387,245. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.