Population: 3,846 · Density: 30.7/mi² · Median household income: $34,491
Typical home value: $70,387 · Homeownership: 57.9%
Data as of January 2026. Source: Realtor.com.
The CUMBERLAND, KY real estate market (40823) currently shows 8 active listings, with 3 pending sales. Homes are averaging 206 days on the market before going under contract.
Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 206 days on market compared to 157 days last year.
The median listing price has risen 155.7% year-over-year, from $68,250 to $174,500.
Whether you are buying or selling in CUMBERLAND, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 40823 | Cumberland, KY 40823 | 0.0 mi | 8 | $1,790,880 | $174,500 | $223,860 |
| 40870 | Totz, KY 40870 | 9.0 mi | 1 | $150,000 | $150,000 | $150,000 |
| 40828 | Evarts, KY 40828 | 10.6 mi | 8 | $548,448 | $49,900 | $68,556 |
| 24243 | Dryden, VA 24243 | 12.7 mi | 3 | $712,350 | $237,450 | $237,450 |
| 41845 | Premium, KY 41845 | 13.5 mi | 1 | $169,900 | $169,900 | $169,900 |
| 24277 | Pennington Gap, VA 24277 | 14.5 mi | 16 | $2,743,424 | $154,250 | $171,464 |
| 24219 | Big Stone Gap, VA 24219 | 15.3 mi | 32 | $8,925,088 | $220,000 | $278,909 |
| 41774 | Viper, KY 41774 | 16.0 mi | 3 | $632,001 | $199,000 | $210,667 |
| 40806 | Baxter, KY 40806 | 17.3 mi | 6 | $991,500 | $146,000 | $165,250 |
| 40810 | Bledsoe, KY 40810 | 17.5 mi | 1 | $269,900 | $269,900 | $269,900 |
| 41746 | Happy, KY 41746 | 18.9 mi | 2 | $658,000 | $329,000 | $329,000 |
| 41773 | Vicco, KY 41773 | 19.3 mi | 2 | $788,000 | $394,000 | $394,000 |
| 41751 | Jeff, KY 41751 | 19.7 mi | 1 | $235,000 | $235,000 | $235,000 |
As of January 2026, there are 8 active listings in CUMBERLAND, KY (zip code 40823), compared to 3 the prior year.
The median listing price in CUMBERLAND, KY 40823 is $174,500 as of January 2026, a 155.7% increase from $68,250 the prior year.
Homes in CUMBERLAND, KY 40823 spend an average of 206 days on the market before going under contract, compared to 157 days the prior year.
Based on current inventory and days-on-market data as of January 2026, CUMBERLAND, KY 40823 is currently a Buyer's Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 206 days on market compared to 157 days last year.
With SELL123.com's maximum 3% commission, sellers in CUMBERLAND, KY 40823 save an estimated $3,490 compared to a typical 5% commission on the median listing price of $174,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.