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TOTZ, KY 40870

Real Estate Market Report  ·  Harlan County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
1
vs 1 last year
Pending
1
100% pending ratio
Median Price
$150,000
⇩ 41.2% vs $255,000 last year
Average Price
$150,000
⇩ 41.2% vs $255,000 last year
Days on Market
185
⇧ 330.2% vs 43 days last year

Market Context

Population: 627  ·  Density: 18.7/mi²  ·  Median household income: $45,673

Typical home value: $113,893  ·  Homeownership: 87.9%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The TOTZ, KY real estate market (40870) currently shows 1 active listings, with 1 pending sales. Homes are averaging 185 days on the market before going under contract.

Inventory levels are unchanged compared to last year.

Homes are taking longer to sell, averaging 185 days on market compared to 43 days last year.

The median listing price has fallen 41.2% year-over-year, from $255,000 to $150,000.

Whether you are buying or selling in TOTZ, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Days on market: 185 now vs 43 last year

Median & Average Pricing

Year over Year
  • Median: $150,000 (-41.2% YoY)
  • Average: $150,000 (-41.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.7 miles — 55 listings ($8,706,869 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40870Totz, KY 408700.0 mi1$150,000$150,000$150,000
40828Evarts, KY 408284.2 mi8$548,448$49,900$68,556
40810Bledsoe, KY 408108.6 mi1$269,900$269,900$269,900
24282Saint Charles, VA 242829.2 mi2$202,500$101,250$101,250
40854Loyall, KY 4085412.9 mi2$108,800$54,400$54,400
24277Pennington Gap, VA 2427714.2 mi16$2,743,424$154,250$171,464
40840Helton, KY 4084014.9 mi1$402,500$402,500$402,500
40831Harlan, KY 4083115.5 mi9$2,375,550$207,900$263,950
24243Dryden, VA 2424316.3 mi3$712,350$237,450$237,450
41760Scuddy, KY 4176018.5 mi1$129,000$129,000$129,000
41832Letcher, KY 4183218.6 mi3$442,500$147,500$147,500
24216Appalachia, VA 2421619.5 mi7$451,997$59,500$64,571
41845Premium, KY 4184519.7 mi1$169,900$169,900$169,900

Frequently Asked Questions

How many homes are for sale in TOTZ, KY 40870?

As of January 2026, there are 1 active listings in TOTZ, KY (zip code 40870), compared to 1 the prior year.

What is the median home price in TOTZ, KY 40870?

The median listing price in TOTZ, KY 40870 is $150,000 as of January 2026, a 41.2% decrease from $255,000 the prior year.

How long do homes stay on the market in TOTZ, KY?

Homes in TOTZ, KY 40870 spend an average of 185 days on the market before going under contract, compared to 43 days the prior year.

Is it a seller's or buyer's market in TOTZ, KY 40870?

Based on current inventory and days-on-market data as of January 2026, TOTZ, KY 40870 is currently a Balanced Market. Inventory levels are unchanged compared to last year. Homes are taking longer to sell, averaging 185 days on market compared to 43 days last year.

How much can I save on real estate commission in TOTZ, KY?

With SELL123.com's maximum 3% commission, sellers in TOTZ, KY 40870 save an estimated $3,000 compared to a typical 5% commission on the median listing price of $150,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.