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TROY, TN 38260

Real Estate Market Report
Seller's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The TROY, TN real estate market (38260) currently shows 13 active listings, with 2 pending sales. Homes are averaging 69 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 69 days on market compared to 72 days last year.

The median listing price has risen 27.4% year-over-year, from $192,800 to $245,625.

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Market Context

Market Context

Population: 3,684  ·  Density: 19.9/mi²  ·  Median household income: $50,560

Typical home value: $110,990  ·  Homeownership: 78.1%

Market Overview

Active Listings
13
⇩ 7.1% vs 14 last year
Pending
2
15% pending ratio
Median Price
$245,625
⇧ 27.4% vs $192,800 last year
Average Price
$247,323
⇧ 29% vs $191,671 last year
Days on Market
69
⇩ 4.2% vs 72 days last year

Price Per Square Foot

Median $/sqft
$133
⇧ 4.7% vs $127/sqft last year
Median Home Size
1,653 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 13 this year vs 14 last year
  • Days on market: 69 now vs 72 last year

Median & Average Pricing

Year over Year
  • Median: $245,625 (+27.4% YoY)
  • Average: $247,323 (+29% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 29.6 miles — 205 listings ($51,718,269 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
38260Troy, TN 382600.0 mi16$4,258,608$227,450$266,163
38261Union City, TN 382616.8 mi46$12,899,550$235,000$280,425
38240Obion, TN 3824010.2 mi3$3,317,001$245,000$1,105,667
42050Hickman, KY 4205012.2 mi5$441,000$78,425$88,200
38079Tiptonville, TN 3807914.7 mi6$1,056,462$170,700$176,077
38257South Fulton, TN 3825719.3 mi10$2,494,000$198,500$249,400
38237Martin, TN 3823721.1 mi43$12,902,881$258,450$300,067
38369Rutherford, TN 3836921.4 mi10$2,115,560$172,450$211,556
42041Fulton, KY 4204122.3 mi23$4,309,901$164,250$187,387
63845East Prairie, MO 6384524.2 mi22$4,095,454$185,000$186,157
42031Clinton, KY 4203125.2 mi13$2,917,200$174,900$224,400
42085Water Valley, KY 4208526.7 mi2$329,900$164,950$164,950
63851Hayti, MO 6385129.6 mi6$580,752$117,500$96,792

Frequently Asked Questions

How many homes are for sale in TROY, TN 38260?

As of September 2026, there are 13 active listings in TROY, TN (zip code 38260), compared to 14 the prior year.

What is the median home price in TROY, TN 38260?

The median listing price in TROY, TN 38260 is $245,625 as of September 2026, a 27.4% increase from $192,800 the prior year.

How long do homes stay on the market in TROY, TN?

Homes in TROY, TN 38260 spend an average of 69 days on the market before going under contract, compared to 72 days the prior year.

Is it a seller's or buyer's market in TROY, TN 38260?

Based on current inventory and days-on-market data as of September 2026, TROY, TN 38260 is currently a Seller's Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 69 days on market compared to 72 days last year.

How much can I save on real estate commission in TROY, TN?

With SELL123.com's maximum 3% commission, sellers in TROY, TN 38260 save an estimated $4,913 compared to a typical 5% commission on the median listing price of $245,625. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.