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ATOKA, TN 38004

Real Estate Market Report  ·  Tipton County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
51
⇧ 34.2% vs 38 last year
Pending
11
22% pending ratio
Median Price
$437,000
⇧ 9.5% vs $399,225 last year
Average Price
$428,255
⇧ 3.8% vs $412,740 last year
Days on Market
101
⇧ 48.5% vs 68 days last year

Market Context

Population: 11,604  ·  Density: 163.8/mi²  ·  Median household income: $89,396

Typical home value: $250,146  ·  Homeownership: 85.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The ATOKA, TN real estate market (38004) currently shows 51 active listings, with 11 pending sales. Homes are averaging 101 days on the market before going under contract.

Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 101 days on market compared to 68 days last year.

The median listing price has risen 9.5% year-over-year, from $399,225 to $437,000.

Whether you are buying or selling in ATOKA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 51 this year vs 38 last year
  • Days on market: 101 now vs 68 last year

Median & Average Pricing

Year over Year
  • Median: $437,000 (+9.5% YoY)
  • Average: $428,255 (+3.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.6 miles — 774 listings ($320,642,419 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
38004Atoka, TN 380040.0 mi51$21,841,005$437,000$428,255
38011Brighton, TN 380114.7 mi29$9,860,725$324,950$340,025
38015Burlison, TN 3801510.2 mi10$2,854,330$242,500$285,433
38023Drummonds, TN 3802311.1 mi6$3,621,798$374,950$603,633
38019Covington, TN 3801912.5 mi43$12,116,067$249,250$281,769
38135Memphis, TN 3813513.3 mi83$28,935,543$331,250$348,621
38041Henning, TN 3804116.0 mi1$197,250$197,250$197,250
38016Cordova, TN 3801616.6 mi149$49,009,229$325,000$328,921
38028Eads, TN 3802817.8 mi57$74,997,351$749,950$1,315,743
72395Wilson, AR 7239518.6 mi3$322,350$107,450$107,450
38018Cordova, TN 3801819.4 mi141$55,623,513$354,500$394,493
38108Memphis, TN 3810820.1 mi66$6,157,338$85,000$93,293
38060Oakland, TN 3806020.6 mi135$55,105,920$399,000$408,192

Frequently Asked Questions

How many homes are for sale in ATOKA, TN 38004?

As of January 2026, there are 51 active listings in ATOKA, TN (zip code 38004), compared to 38 the prior year.

What is the median home price in ATOKA, TN 38004?

The median listing price in ATOKA, TN 38004 is $437,000 as of January 2026, a 9.5% increase from $399,225 the prior year.

How long do homes stay on the market in ATOKA, TN?

Homes in ATOKA, TN 38004 spend an average of 101 days on the market before going under contract, compared to 68 days the prior year.

Is it a seller's or buyer's market in ATOKA, TN 38004?

Based on current inventory and days-on-market data as of January 2026, ATOKA, TN 38004 is currently a Buyer's Market. Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 101 days on market compared to 68 days last year.

How much can I save on real estate commission in ATOKA, TN?

With SELL123.com's maximum 3% commission, sellers in ATOKA, TN 38004 save an estimated $8,740 compared to a typical 5% commission on the median listing price of $437,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.