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Highland Lakes

PALM HARBOR, FL 34684

Real Estate Market Report  ·  Pinellas County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
292
⇧ 11% vs 263 last year
Pending
40
14% pending ratio
Median Price
$334,996
⇧ 12.2% vs $298,500 last year
Average Price
$382,635
⇧ 6.1% vs $360,796 last year
Days on Market
82
⇩ 9.9% vs 91 days last year

Market Context

Population: 27,607  ·  Density: 1,582.5/mi²  ·  Median household income: $62,541

Typical home value: $256,989  ·  Homeownership: 72.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The PALM HARBOR, FL real estate market (34684) currently shows 292 active listings, with 40 pending sales. Homes are averaging 82 days on the market before going under contract.

Inventory has increased compared to last year, with 29 more homes available — giving buyers more choice.

Homes are selling faster, averaging 82 days on market compared to 91 days last year.

The median listing price has risen 12.2% year-over-year, from $298,500 to $334,996.

Whether you are buying or selling in PALM HARBOR, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 292 this year vs 263 last year
  • Days on market: 82 now vs 91 last year

Median & Average Pricing

Year over Year
  • Median: $334,996 (+12.2% YoY)
  • Average: $382,635 (+6.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.4 miles — 2,763 listings ($1,677,775,106 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
34684Palm Harbor, FL 346840.0 mi292$111,729,420$334,996$382,635
34685Palm Harbor, FL 346852.7 mi101$52,765,026$439,500$522,426
33761Clearwater, FL 337613.5 mi112$39,480,448$250,000$352,504
34698Dunedin, FL 346984.8 mi349$199,452,453$425,000$571,497
34689Tarpon Springs, FL 346895.1 mi274$148,144,950$425,000$540,675
33763Clearwater, FL 337635.5 mi224$52,178,336$194,900$232,939
33626Tampa, FL 336267.0 mi102$61,781,706$477,000$605,703
34690Holiday, FL 346907.7 mi70$19,462,380$257,400$278,034
33755Clearwater, FL 337557.7 mi172$119,666,764$448,250$695,737
33767Clearwater Beach, FL 337679.6 mi420$546,827,400$875,000$1,301,970
34655New Port Richey, FL 3465510.1 mi282$122,495,160$349,500$434,380
33625Tampa, FL 3362510.3 mi102$65,190,852$469,900$639,126
33615Tampa, FL 3361510.4 mi263$138,600,211$382,500$526,997

Frequently Asked Questions

How many homes are for sale in PALM HARBOR, FL 34684?

As of January 2026, there are 292 active listings in PALM HARBOR, FL (zip code 34684), compared to 263 the prior year.

What is the median home price in PALM HARBOR, FL 34684?

The median listing price in PALM HARBOR, FL 34684 is $334,996 as of January 2026, a 12.2% increase from $298,500 the prior year.

How long do homes stay on the market in PALM HARBOR, FL?

Homes in PALM HARBOR, FL 34684 spend an average of 82 days on the market before going under contract, compared to 91 days the prior year.

Is it a seller's or buyer's market in PALM HARBOR, FL 34684?

Based on current inventory and days-on-market data as of January 2026, PALM HARBOR, FL 34684 is currently a Balanced Market. Inventory has increased compared to last year, with 29 more homes available — giving buyers more choice. Homes are selling faster, averaging 82 days on market compared to 91 days last year.

How much can I save on real estate commission in PALM HARBOR, FL?

With SELL123.com's maximum 3% commission, sellers in PALM HARBOR, FL 34684 save an estimated $6,700 compared to a typical 5% commission on the median listing price of $334,996. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.