Population: 17,869 · Density: 687.4/mi² · Median household income: $88,867
Typical home value: $430,144 · Homeownership: 75.1%
Data as of January 2026. Source: Realtor.com.
The PALM HARBOR, FL real estate market (34685) currently shows 101 active listings, with 29 pending sales. Homes are averaging 91 days on the market before going under contract.
Inventory has tightened compared to last year, with 9 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 91 days on market compared to 74 days last year.
The median listing price has risen 2.5% year-over-year, from $428,725 to $439,500.
Whether you are buying or selling in PALM HARBOR, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 34685 | Palm Harbor, FL 34685 | 0.0 mi | 101 | $52,765,026 | $439,500 | $522,426 |
| 34688 | Tarpon Springs, FL 34688 | 3.1 mi | 87 | $63,302,244 | $549,500 | $727,612 |
| 34683 | Palm Harbor, FL 34683 | 4.5 mi | 214 | $125,139,068 | $455,500 | $584,762 |
| 33761 | Clearwater, FL 33761 | 5.3 mi | 112 | $39,480,448 | $250,000 | $352,504 |
| 34689 | Tarpon Springs, FL 34689 | 5.5 mi | 274 | $148,144,950 | $425,000 | $540,675 |
| 33635 | Tampa, FL 33635 | 6.7 mi | 54 | $28,808,568 | $539,230 | $533,492 |
| 33763 | Clearwater, FL 33763 | 7.5 mi | 224 | $52,178,336 | $194,900 | $232,939 |
| 33556 | Odessa, FL 33556 | 7.6 mi | 181 | $222,507,282 | $725,000 | $1,229,322 |
| 34655 | New Port Richey, FL 34655 | 8.0 mi | 282 | $122,495,160 | $349,500 | $434,380 |
| 33759 | Clearwater, FL 33759 | 8.4 mi | 79 | $26,501,893 | $249,000 | $335,467 |
| 33765 | Clearwater, FL 33765 | 9.3 mi | 55 | $19,142,200 | $354,500 | $348,040 |
| 34652 | New Port Richey, FL 34652 | 9.9 mi | 405 | $148,836,285 | $262,900 | $367,497 |
| 33755 | Clearwater, FL 33755 | 10.0 mi | 172 | $119,666,764 | $448,250 | $695,737 |
As of January 2026, there are 101 active listings in PALM HARBOR, FL (zip code 34685), compared to 110 the prior year.
The median listing price in PALM HARBOR, FL 34685 is $439,500 as of January 2026, a 2.5% increase from $428,725 the prior year.
Homes in PALM HARBOR, FL 34685 spend an average of 91 days on the market before going under contract, compared to 74 days the prior year.
Based on current inventory and days-on-market data as of January 2026, PALM HARBOR, FL 34685 is currently a Balanced Market. Inventory has tightened compared to last year, with 9 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 91 days on market compared to 74 days last year.
With SELL123.com's maximum 3% commission, sellers in PALM HARBOR, FL 34685 save an estimated $8,790 compared to a typical 5% commission on the median listing price of $439,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.