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JAY, FL 32565

Real Estate Market Report  ·  Santa Rosa County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
35
⇩ 44.4% vs 63 last year
Pending
14
40% pending ratio
Median Price
$325,000
⇩ 8.4% vs $354,900 last year
Average Price
$481,410
⇧ 17.8% vs $408,835 last year
Days on Market
117
⇧ 91.8% vs 61 days last year

Market Context

Population: 5,515  ·  Density: 9.2/mi²  ·  Median household income: $77,553

Typical home value: $184,653  ·  Homeownership: 79.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The JAY, FL real estate market (32565) currently shows 35 active listings, with 14 pending sales. Homes are averaging 117 days on the market before going under contract.

Inventory has tightened compared to last year, with 28 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 117 days on market compared to 61 days last year.

The median listing price has fallen 8.4% year-over-year, from $354,900 to $325,000.

Whether you are buying or selling in JAY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 35 this year vs 63 last year
  • Days on market: 117 now vs 61 last year

Median & Average Pricing

Year over Year
  • Median: $325,000 (-8.4% YoY)
  • Average: $481,410 (+17.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 32.5 miles — 1,144 listings ($403,332,153 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32565Jay, FL 325650.0 mi35$16,849,350$325,000$481,410
36441Flomaton, AL 3644112.4 mi13$2,460,900$167,000$189,300
32571Milton, FL 3257115.7 mi266$104,779,794$354,295$393,909
36426Brewton, AL 3642617.8 mi52$11,353,524$199,000$218,337
32533Cantonment, FL 3253322.2 mi295$108,125,465$339,450$366,527
32564Holt, FL 3256423.9 mi10$4,252,900$279,500$425,290
32534Pensacola, FL 3253426.3 mi101$26,281,109$247,400$260,209
36502Atmore, AL 3650227.2 mi44$9,986,284$193,950$226,961
36432Castleberry, AL 3643228.8 mi6$1,371,480$159,000$228,580
36473Range, AL 3647329.9 mi1$425,000$425,000$425,000
32526Pensacola, FL 3252630.3 mi235$83,547,435$320,000$355,521
36567Robertsdale, AL 3656731.4 mi81$32,099,247$297,206$396,287
36562Perdido, AL 3656232.5 mi5$1,799,665$299,900$359,933

Frequently Asked Questions

How many homes are for sale in JAY, FL 32565?

As of January 2026, there are 35 active listings in JAY, FL (zip code 32565), compared to 63 the prior year.

What is the median home price in JAY, FL 32565?

The median listing price in JAY, FL 32565 is $325,000 as of January 2026, a 8.4% decrease from $354,900 the prior year.

How long do homes stay on the market in JAY, FL?

Homes in JAY, FL 32565 spend an average of 117 days on the market before going under contract, compared to 61 days the prior year.

Is it a seller's or buyer's market in JAY, FL 32565?

Based on current inventory and days-on-market data as of January 2026, JAY, FL 32565 is currently a Balanced Market. Inventory has tightened compared to last year, with 28 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 117 days on market compared to 61 days last year.

How much can I save on real estate commission in JAY, FL?

With SELL123.com's maximum 3% commission, sellers in JAY, FL 32565 save an estimated $6,500 compared to a typical 5% commission on the median listing price of $325,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.