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MILFORD, NY 13807

Real Estate Market Report  ·  Otsego County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
7
⇧ 75% vs 4 last year
Pending
1
14% pending ratio
Median Price
$245,000
⇩ 19.7% vs $305,000 last year
Average Price
$200,967
⇩ 74.5% vs $787,817 last year
Days on Market
60
⇩ 6.3% vs 64 days last year

Market Context

Population: 1,296  ·  Density: 23.3/mi²  ·  Median household income: $71,500

Typical home value: $137,424  ·  Homeownership: 79.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The MILFORD, NY real estate market (13807) currently shows 7 active listings, with 1 pending sales. Homes are averaging 60 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are selling faster, averaging 60 days on market compared to 64 days last year.

The median listing price has fallen 19.7% year-over-year, from $305,000 to $245,000.

Whether you are buying or selling in MILFORD, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 7 this year vs 4 last year
  • Days on market: 60 now vs 64 last year

Median & Average Pricing

Year over Year
  • Median: $245,000 (-19.7% YoY)
  • Average: $200,967 (-74.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 16.4 miles — 168 listings ($75,989,337 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
13807Milford, NY 138070.0 mi7$1,406,769$245,000$200,967
12116Maryland, NY 121166.6 mi10$3,047,140$259,000$304,714
13326Cooperstown, NY 133268.2 mi34$25,016,520$557,500$735,780
13796Laurens, NY 137968.9 mi3$898,500$299,500$299,500
13820Oneonta, NY 1382010.4 mi63$19,415,718$249,900$308,186
13450Roseboom, NY 1345010.6 mi5$1,233,165$275,000$246,633
13861West Oneonta, NY 1386111.1 mi2$529,800$264,900$264,900
13860West Davenport, NY 1386011.3 mi2$534,900$267,450$267,450
13750Davenport, NY 1375012.2 mi5$936,800$138,000$187,360
13335Edmeston, NY 1333514.6 mi4$1,756,000$439,000$439,000
13757East Meredith, NY 1375715.1 mi7$10,795,750$460,000$1,542,250
12036Charlotteville, NY 1203616.4 mi3$1,236,675$494,450$412,225
13439Richfield Springs, NY 1343916.4 mi23$9,181,600$254,900$399,200

Frequently Asked Questions

How many homes are for sale in MILFORD, NY 13807?

As of January 2026, there are 7 active listings in MILFORD, NY (zip code 13807), compared to 4 the prior year.

What is the median home price in MILFORD, NY 13807?

The median listing price in MILFORD, NY 13807 is $245,000 as of January 2026, a 19.7% decrease from $305,000 the prior year.

How long do homes stay on the market in MILFORD, NY?

Homes in MILFORD, NY 13807 spend an average of 60 days on the market before going under contract, compared to 64 days the prior year.

Is it a seller's or buyer's market in MILFORD, NY 13807?

Based on current inventory and days-on-market data as of January 2026, MILFORD, NY 13807 is currently a Balanced Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are selling faster, averaging 60 days on market compared to 64 days last year.

How much can I save on real estate commission in MILFORD, NY?

With SELL123.com's maximum 3% commission, sellers in MILFORD, NY 13807 save an estimated $4,900 compared to a typical 5% commission on the median listing price of $245,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.