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SARANAC, NY 12981

Real Estate Market Report  ·  Clinton County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
5
⇩ 16.7% vs 6 last year
Pending
3
60% pending ratio
Median Price
$119,400
⇩ 37.5% vs $190,950 last year
Average Price
$119,400
⇩ 37.5% vs $190,967 last year
Days on Market
208
⇧ 116.7% vs 96 days last year

Market Context

Population: 2,397  ·  Density: 7.9/mi²  ·  Median household income: $74,830

Typical home value: $122,122  ·  Homeownership: 89.2%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SARANAC, NY real estate market (12981) currently shows 5 active listings, with 3 pending sales. Homes are averaging 208 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 208 days on market compared to 96 days last year.

The median listing price has fallen 37.5% year-over-year, from $190,950 to $119,400.

Whether you are buying or selling in SARANAC, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 5 this year vs 6 last year
  • Days on market: 208 now vs 96 last year

Median & Average Pricing

Year over Year
  • Median: $119,400 (-37.5% YoY)
  • Average: $119,400 (-37.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.9 miles — 63 listings ($23,681,762 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12981Saranac, NY 129810.0 mi5$597,000$119,400$119,400
12985Schuyler Falls, NY 129856.6 mi3$654,999$125,000$218,333
12929Dannemora, NY 129299.0 mi6$890,850$162,000$148,475
12912Au Sable Forks, NY 1291212.1 mi12$5,242,668$218,500$436,889
12955Lyon Mountain, NY 1295512.9 mi5$1,294,990$267,000$258,998
12969Owls Head, NY 1296913.3 mi1$350,000$350,000$350,000
12934Ellenburg Center, NY 1293415.6 mi1$50,000$50,000$50,000
12913Bloomingdale, NY 1291316.1 mi5$1,995,000$399,000$399,000
12997Wilmington, NY 1299717.1 mi15$8,927,505$652,500$595,167
12903Plattsburgh, NY 1290318.7 mi2$398,900$199,450$199,450
12976Rainbow Lake, NY 1297619.7 mi1$1,090,000$1,090,000$1,090,000
12987Upper Jay, NY 1298719.9 mi1$900,000$900,000$900,000
12992West Chazy, NY 1299220.9 mi6$1,289,850$216,950$214,975

Frequently Asked Questions

How many homes are for sale in SARANAC, NY 12981?

As of January 2026, there are 5 active listings in SARANAC, NY (zip code 12981), compared to 6 the prior year.

What is the median home price in SARANAC, NY 12981?

The median listing price in SARANAC, NY 12981 is $119,400 as of January 2026, a 37.5% decrease from $190,950 the prior year.

How long do homes stay on the market in SARANAC, NY?

Homes in SARANAC, NY 12981 spend an average of 208 days on the market before going under contract, compared to 96 days the prior year.

Is it a seller's or buyer's market in SARANAC, NY 12981?

Based on current inventory and days-on-market data as of January 2026, SARANAC, NY 12981 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 208 days on market compared to 96 days last year.

How much can I save on real estate commission in SARANAC, NY?

With SELL123.com's maximum 3% commission, sellers in SARANAC, NY 12981 save an estimated $2,388 compared to a typical 5% commission on the median listing price of $119,400. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.