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WHITE LAKE, NY 12786

Real Estate Market Report
Balanced Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The WHITE LAKE, NY real estate market (12786) currently shows 19 active listings, with 3 pending sales. Homes are averaging 69 days on the market before going under contract.

Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice.

Homes are selling faster, averaging 69 days on market compared to 126 days last year.

The median listing price has risen 28.5% year-over-year, from $594,250 to $763,500.

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Market Context

Market Context

Population: 568  ·  Density: 12.8/mi²  ·  Median household income: $78,750

Typical home value: $159,241  ·  Homeownership: 100.0%

Market Overview

Active Listings
19
⇧ 58.3% vs 12 last year
Pending
3
16% pending ratio
Median Price
$763,500
⇧ 28.5% vs $594,250 last year
Average Price
$1,097,668
⇧ 45% vs $757,117 last year
Days on Market
69
⇩ 45.2% vs 126 days last year

Price Per Square Foot

Median $/sqft
$385
⇧ 2.7% vs $375/sqft last year
Median Home Size
2,736 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 19 this year vs 12 last year
  • Days on market: 69 now vs 126 last year

Median & Average Pricing

Year over Year
  • Median: $763,500 (+28.5% YoY)
  • Average: $1,097,668 (+45% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 12.4 miles — 82 listings ($47,227,184 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12786White Lake, NY 127860.0 mi6$5,307,300$828,500$884,550
12720Bethel, NY 127202.6 mi16$10,401,504$572,250$650,094
12749Kauneonga Lake, NY 127493.6 mi1$885,900$885,900$885,900
12783Swan Lake, NY 127836.8 mi10$5,368,850$411,000$536,885
12743Highland Lake, NY 127437.1 mi5$3,750,500$340,000$750,100
12752Lake Huntington, NY 127527.6 mi1$750,000$750,000$750,000
12734Ferndale, NY 127348.2 mi5$2,053,900$379,000$410,780
12742Harris, NY 127428.6 mi2$1,430,000$715,000$715,000
12748Jeffersonville, NY 127489.8 mi14$6,339,634$369,000$452,831
12792Yulan, NY 1279210.2 mi4$5,538,800$374,450$1,384,700
12751Kiamesha Lake, NY 1275110.5 mi4$1,628,100$305,000$407,025
12791Youngsville, NY 1279111.7 mi2$301,000$150,500$150,500
12754Liberty, NY 1275412.4 mi12$3,471,696$266,875$289,308

Frequently Asked Questions

How many homes are for sale in WHITE LAKE, NY 12786?

As of September 2026, there are 19 active listings in WHITE LAKE, NY (zip code 12786), compared to 12 the prior year.

What is the median home price in WHITE LAKE, NY 12786?

The median listing price in WHITE LAKE, NY 12786 is $763,500 as of September 2026, a 28.5% increase from $594,250 the prior year.

How long do homes stay on the market in WHITE LAKE, NY?

Homes in WHITE LAKE, NY 12786 spend an average of 69 days on the market before going under contract, compared to 126 days the prior year.

Is it a seller's or buyer's market in WHITE LAKE, NY 12786?

Based on current inventory and days-on-market data as of September 2026, WHITE LAKE, NY 12786 is currently a Balanced Market. Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice. Homes are selling faster, averaging 69 days on market compared to 126 days last year.

How much can I save on real estate commission in WHITE LAKE, NY?

With SELL123.com's maximum 3% commission, sellers in WHITE LAKE, NY 12786 save an estimated $15,270 compared to a typical 5% commission on the median listing price of $763,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.