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VALLEY COTTAGE, NY 10989

Real Estate Market Report  ·  Rockland County
Seller's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The VALLEY COTTAGE, NY real estate market (10989) currently shows 18 active listings, with 3 pending sales. Homes are averaging 26 days on the market before going under contract.

Inventory has tightened compared to last year, with 15 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 26 days on market compared to 30 days last year.

The median listing price has risen 104.7% year-over-year, from $370,000 to $757,250.

Whether you are buying or selling in VALLEY COTTAGE, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 8,651  ·  Density: 690.7/mi²  ·  Median household income: $127,825

Typical home value: $473,120  ·  Homeownership: 88.9%

Market Overview

Active Listings
18
⇩ 45.5% vs 33 last year
Pending
3
17% pending ratio
Median Price
$757,250
⇧ 104.7% vs $370,000 last year
Average Price
$724,529
⇧ 36.9% vs $529,412 last year
Days on Market
26
⇩ 13.3% vs 30 days last year

Price Per Square Foot

Median $/sqft
$360
⇧ 8.8% vs $331/sqft last year
Median Home Size
2,192 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 18 this year vs 33 last year
  • Days on market: 26 now vs 30 last year

Median & Average Pricing

Year over Year
  • Median: $757,250 (+104.7% YoY)
  • Average: $724,529 (+36.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 7.6 miles — 253 listings ($299,218,639 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
10989Valley Cottage, NY 109890.0 mi13$8,406,593$671,000$646,661
10960Nyack, NY 109602.5 mi40$72,106,080$1,493,750$1,802,652
10956New City, NY 109563.6 mi50$42,770,750$798,900$855,415
10954Nanuet, NY 109544.3 mi34$22,938,372$699,250$674,658
10962Orangeburg, NY 109625.4 mi4$4,931,664$1,154,250$1,232,916
10591Tarrytown, NY 105915.4 mi26$62,735,842$1,887,500$2,412,917
10965Pearl River, NY 109655.9 mi18$11,906,856$619,500$661,492
10993West Haverstraw, NY 109936.2 mi7$3,687,369$511,000$526,767
10976Sparkill, NY 109766.7 mi3$4,515,000$805,000$1,505,000
10562Ossining, NY 105627.2 mi31$35,472,587$756,000$1,144,277
10532Hawthorne, NY 105327.3 mi3$2,695,500$898,500$898,500
10520Croton On Hudson, NY 105207.5 mi22$25,254,526$574,500$1,147,933
10964Palisades, NY 109647.6 mi2$1,797,500$898,750$898,750

Frequently Asked Questions

How many homes are for sale in VALLEY COTTAGE, NY 10989?

As of March 2026, there are 18 active listings in VALLEY COTTAGE, NY (zip code 10989), compared to 33 the prior year.

What is the median home price in VALLEY COTTAGE, NY 10989?

The median listing price in VALLEY COTTAGE, NY 10989 is $757,250 as of March 2026, a 104.7% increase from $370,000 the prior year.

How long do homes stay on the market in VALLEY COTTAGE, NY?

Homes in VALLEY COTTAGE, NY 10989 spend an average of 26 days on the market before going under contract, compared to 30 days the prior year.

Is it a seller's or buyer's market in VALLEY COTTAGE, NY 10989?

Based on current inventory and days-on-market data as of March 2026, VALLEY COTTAGE, NY 10989 is currently a Seller's Market. Inventory has tightened compared to last year, with 15 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 26 days on market compared to 30 days last year.

How much can I save on real estate commission in VALLEY COTTAGE, NY?

With SELL123.com's maximum 3% commission, sellers in VALLEY COTTAGE, NY 10989 save an estimated $15,145 compared to a typical 5% commission on the median listing price of $757,250. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.