Population: 8,651 · Density: 690.7/mi² · Median household income: $127,825
Typical home value: $473,120 · Homeownership: 88.9%
Data as of January 2026. Source: Realtor.com.
The VALLEY COTTAGE, NY real estate market (10989) currently shows 12 active listings, with 3 pending sales. Homes are averaging 59 days on the market before going under contract.
Inventory has tightened compared to last year, with 29 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 59 days on market compared to 100 days last year.
The median listing price has risen 16.8% year-over-year, from $534,250 to $624,000.
Whether you are buying or selling in VALLEY COTTAGE, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 10989 | Valley Cottage, NY 10989 | 0.0 mi | 12 | $7,334,268 | $624,000 | $611,189 |
| 10960 | Nyack, NY 10960 | 2.5 mi | 36 | $62,509,824 | $1,325,000 | $1,736,384 |
| 10956 | New City, NY 10956 | 3.6 mi | 51 | $42,172,206 | $785,900 | $826,906 |
| 10954 | Nanuet, NY 10954 | 4.3 mi | 35 | $24,789,030 | $704,950 | $708,258 |
| 10962 | Orangeburg, NY 10962 | 5.4 mi | 5 | $6,083,330 | $1,150,000 | $1,216,666 |
| 10591 | Tarrytown, NY 10591 | 5.4 mi | 34 | $75,673,154 | $1,690,000 | $2,225,681 |
| 10965 | Pearl River, NY 10965 | 5.9 mi | 19 | $13,546,867 | $699,000 | $712,993 |
| 10993 | West Haverstraw, NY 10993 | 6.2 mi | 7 | $3,526,719 | $492,000 | $503,817 |
| 10976 | Sparkill, NY 10976 | 6.7 mi | 2 | $3,764,000 | $1,882,000 | $1,882,000 |
| 10562 | Ossining, NY 10562 | 7.2 mi | 29 | $34,721,961 | $737,000 | $1,197,309 |
| 10532 | Hawthorne, NY 10532 | 7.3 mi | 1 | $858,500 | $858,500 | $858,500 |
| 10520 | Croton On Hudson, NY 10520 | 7.5 mi | 19 | $23,040,350 | $647,500 | $1,212,650 |
| 10964 | Palisades, NY 10964 | 7.6 mi | 2 | $3,124,000 | $1,562,000 | $1,562,000 |
As of January 2026, there are 12 active listings in VALLEY COTTAGE, NY (zip code 10989), compared to 41 the prior year.
The median listing price in VALLEY COTTAGE, NY 10989 is $624,000 as of January 2026, a 16.8% increase from $534,250 the prior year.
Homes in VALLEY COTTAGE, NY 10989 spend an average of 59 days on the market before going under contract, compared to 100 days the prior year.
Based on current inventory and days-on-market data as of January 2026, VALLEY COTTAGE, NY 10989 is currently a Seller's Market. Inventory has tightened compared to last year, with 29 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 59 days on market compared to 100 days last year.
With SELL123.com's maximum 3% commission, sellers in VALLEY COTTAGE, NY 10989 save an estimated $12,480 compared to a typical 5% commission on the median listing price of $624,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.