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CHAMA, NM 87520

Real Estate Market Report  ·  Rio Arriba County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
35
⇧ 40% vs 25 last year
Pending
3
9% pending ratio
Median Price
$429,000
⇩ 22.9% vs $556,225 last year
Average Price
$778,397
⇩ 18% vs $948,922 last year
Days on Market
32
⇩ 75.9% vs 133 days last year

Market Context

Population: 1,212  ·  Density: 1.8/mi²  ·  Median household income: $52,750

Typical home value: $209,237  ·  Homeownership: 85.5%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHAMA, NM real estate market (87520) currently shows 35 active listings, with 3 pending sales. Homes are averaging 32 days on the market before going under contract.

Inventory has increased compared to last year, with 10 more homes available — giving buyers more choice.

Homes are selling faster, averaging 32 days on market compared to 133 days last year.

The median listing price has fallen 22.9% year-over-year, from $556,225 to $429,000.

Whether you are buying or selling in CHAMA, NM, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 35 this year vs 25 last year
  • Days on market: 32 now vs 133 last year

Median & Average Pricing

Year over Year
  • Median: $429,000 (-22.9% YoY)
  • Average: $778,397 (-18% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 51.9 miles — 81 listings ($51,034,555 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
87520Chama, NM 875200.0 mi35$27,243,895$429,000$778,397
87551Los Ojos, NM 8755113.4 mi12$2,488,560$169,950$207,380
87518Cebolla, NM 8751826.2 mi4$6,244,000$1,722,500$1,561,000
87581Vallecitos, NM 8758136.7 mi1$270,000$270,000$270,000
87510Abiquiu, NM 8751037.3 mi1$2,000,000$2,000,000$2,000,000
81124Capulin, CO 8112440.2 mi2$1,107,500$553,750$553,750
87577Tres Piedras, NM 8757740.4 mi16$7,594,000$455,000$474,625
81148Romeo, CO 8114840.9 mi2$705,000$352,500$352,500
87530El Rito, NM 8753044.6 mi1$430,000$430,000$430,000
81141Manassa, CO 8114145.1 mi1$120,000$120,000$120,000
87064Youngsville, NM 8706448.6 mi1$925,000$925,000$925,000
87412Blanco, NM 8741251.5 mi3$1,176,600$392,200$392,200
87012Coyote, NM 8701251.9 mi2$730,000$365,000$365,000

Frequently Asked Questions

How many homes are for sale in CHAMA, NM 87520?

As of January 2026, there are 35 active listings in CHAMA, NM (zip code 87520), compared to 25 the prior year.

What is the median home price in CHAMA, NM 87520?

The median listing price in CHAMA, NM 87520 is $429,000 as of January 2026, a 22.9% decrease from $556,225 the prior year.

How long do homes stay on the market in CHAMA, NM?

Homes in CHAMA, NM 87520 spend an average of 32 days on the market before going under contract, compared to 133 days the prior year.

Is it a seller's or buyer's market in CHAMA, NM 87520?

Based on current inventory and days-on-market data as of January 2026, CHAMA, NM 87520 is currently a Balanced Market. Inventory has increased compared to last year, with 10 more homes available — giving buyers more choice. Homes are selling faster, averaging 32 days on market compared to 133 days last year.

How much can I save on real estate commission in CHAMA, NM?

With SELL123.com's maximum 3% commission, sellers in CHAMA, NM 87520 save an estimated $8,580 compared to a typical 5% commission on the median listing price of $429,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.