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CHICO, TX 76431

Real Estate Market Report  ·  Wise County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
36
⇧ 2.9% vs 35 last year
Pending
6
17% pending ratio
Median Price
$562,500
⇧ 34.2% vs $419,000 last year
Average Price
$670,793
⇧ 10% vs $609,941 last year
Days on Market
82
⇩ 33.3% vs 123 days last year

Market Context

Population: 4,543  ·  Density: 14.6/mi²  ·  Median household income: $70,536

Typical home value: $148,876  ·  Homeownership: 85.6%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHICO, TX real estate market (76431) currently shows 36 active listings, with 6 pending sales. Homes are averaging 82 days on the market before going under contract.

Inventory has increased compared to last year, with 1 more homes available — giving buyers more choice.

Homes are selling faster, averaging 82 days on market compared to 123 days last year.

The median listing price has risen 34.2% year-over-year, from $419,000 to $562,500.

Whether you are buying or selling in CHICO, TX, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 36 this year vs 35 last year
  • Days on market: 82 now vs 123 last year

Median & Average Pricing

Year over Year
  • Median: $562,500 (+34.2% YoY)
  • Average: $670,793 (+10% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 34.1 miles — 921 listings ($477,893,626 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
76431Chico, TX 764310.0 mi36$24,148,548$562,500$670,793
76270Sunset, TX 7627011.5 mi20$13,202,760$539,950$660,138
76230Bowie, TX 7623015.4 mi83$33,636,497$275,000$405,259
76458Jacksboro, TX 7645820.0 mi40$13,674,480$227,000$341,862
76239Forestburg, TX 7623922.4 mi5$6,366,500$1,600,000$1,273,300
76487Poolville, TX 7648722.9 mi79$43,265,851$520,000$547,669
76228Bellevue, TX 7622824.0 mi5$1,845,000$325,000$369,000
76251Montague, TX 7625125.7 mi4$1,596,400$378,250$399,100
76071Newark, TX 7607130.6 mi17$6,967,229$344,450$409,837
76238Era, TX 7623832.4 mi1$325,000$325,000$325,000
76259Ponder, TX 7625932.5 mi94$38,800,568$332,900$412,772
76020Azle, TX 7602033.2 mi242$130,448,648$430,950$539,044
76247Justin, TX 7624734.1 mi295$163,616,145$454,990$554,631

Frequently Asked Questions

How many homes are for sale in CHICO, TX 76431?

As of January 2026, there are 36 active listings in CHICO, TX (zip code 76431), compared to 35 the prior year.

What is the median home price in CHICO, TX 76431?

The median listing price in CHICO, TX 76431 is $562,500 as of January 2026, a 34.2% increase from $419,000 the prior year.

How long do homes stay on the market in CHICO, TX?

Homes in CHICO, TX 76431 spend an average of 82 days on the market before going under contract, compared to 123 days the prior year.

Is it a seller's or buyer's market in CHICO, TX 76431?

Based on current inventory and days-on-market data as of January 2026, CHICO, TX 76431 is currently a Balanced Market. Inventory has increased compared to last year, with 1 more homes available — giving buyers more choice. Homes are selling faster, averaging 82 days on market compared to 123 days last year.

How much can I save on real estate commission in CHICO, TX?

With SELL123.com's maximum 3% commission, sellers in CHICO, TX 76431 save an estimated $11,250 compared to a typical 5% commission on the median listing price of $562,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.