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SAINT CHARLES, MO 63304

Real Estate Market Report  ·  Saint Charles County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
86
⇩ 6.5% vs 92 last year
Pending
32
37% pending ratio
Median Price
$520,990
⇩ 9.9% vs $578,193 last year
Average Price
$639,881
⇩ 11.2% vs $720,299 last year
Days on Market
62
⇩ 13.9% vs 72 days last year

Market Context

Population: 42,738  ·  Density: 299.5/mi²  ·  Median household income: $111,114

Typical home value: $300,841  ·  Homeownership: 89.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT CHARLES, MO real estate market (63304) currently shows 86 active listings, with 32 pending sales. Homes are averaging 62 days on the market before going under contract.

Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 62 days on market compared to 72 days last year.

The median listing price has fallen 9.9% year-over-year, from $578,193 to $520,990.

Whether you are buying or selling in SAINT CHARLES, MO, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 86 this year vs 92 last year
  • Days on market: 62 now vs 72 last year

Median & Average Pricing

Year over Year
  • Median: $520,990 (-9.9% YoY)
  • Average: $639,881 (-11.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.9 miles — 1,013 listings ($643,294,400 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
63304Saint Charles, MO 633040.0 mi86$55,029,766$520,990$639,881
63005Chesterfield, MO 630054.8 mi58$72,514,500$919,053$1,250,250
63341Defiance, MO 633417.6 mi13$13,370,929$819,000$1,028,533
63303Saint Charles, MO 633038.1 mi101$29,126,077$249,950$288,377
63017Chesterfield, MO 630178.9 mi107$62,676,534$600,000$585,762
63040Wildwood, MO 630409.6 mi19$9,316,327$450,000$490,333
63365New Melle, MO 6336510.1 mi1$359,900$359,900$359,900
63385Wentzville, MO 6338511.1 mi295$151,541,205$434,900$513,699
63021Ballwin, MO 6302112.1 mi105$55,123,425$424,900$524,985
63141Saint Louis, MO 6314112.7 mi60$40,496,820$295,000$674,947
63131Saint Louis, MO 6313114.5 mi48$95,314,080$2,000,000$1,985,710
63044Bridgeton, MO 6304414.7 mi19$4,161,779$185,000$219,041
63348Foristell, MO 6334814.9 mi101$54,263,058$398,495$537,258

Frequently Asked Questions

How many homes are for sale in SAINT CHARLES, MO 63304?

As of January 2026, there are 86 active listings in SAINT CHARLES, MO (zip code 63304), compared to 92 the prior year.

What is the median home price in SAINT CHARLES, MO 63304?

The median listing price in SAINT CHARLES, MO 63304 is $520,990 as of January 2026, a 9.9% decrease from $578,193 the prior year.

How long do homes stay on the market in SAINT CHARLES, MO?

Homes in SAINT CHARLES, MO 63304 spend an average of 62 days on the market before going under contract, compared to 72 days the prior year.

Is it a seller's or buyer's market in SAINT CHARLES, MO 63304?

Based on current inventory and days-on-market data as of January 2026, SAINT CHARLES, MO 63304 is currently a Seller's Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 62 days on market compared to 72 days last year.

How much can I save on real estate commission in SAINT CHARLES, MO?

With SELL123.com's maximum 3% commission, sellers in SAINT CHARLES, MO 63304 save an estimated $10,420 compared to a typical 5% commission on the median listing price of $520,990. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.