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GIRARD, IL 62640

Real Estate Market Report  ·  Macoupin County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
9
⇧ 28.6% vs 7 last year
Pending
2
22% pending ratio
Median Price
$110,000
⇩ 26.6% vs $149,900 last year
Average Price
$130,786
⇩ 9.5% vs $144,458 last year
Days on Market
54
⇩ 10% vs 60 days last year

Market Context

Population: 3,273  ·  Density: 16.9/mi²  ·  Median household income: $65,000

Typical home value: $158,291  ·  Homeownership: 77.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The GIRARD, IL real estate market (62640) currently shows 9 active listings, with 2 pending sales. Homes are averaging 54 days on the market before going under contract.

Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.

Homes are selling faster, averaging 54 days on market compared to 60 days last year.

The median listing price has fallen 26.6% year-over-year, from $149,900 to $110,000.

Whether you are buying or selling in GIRARD, IL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 9 this year vs 7 last year
  • Days on market: 54 now vs 60 last year

Median & Average Pricing

Year over Year
  • Median: $110,000 (-26.6% YoY)
  • Average: $130,786 (-9.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 22.9 miles — 82 listings ($16,896,703 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
62640Girard, IL 626400.0 mi9$1,177,074$110,000$130,786
62533Farmersville, IL 625339.7 mi2$469,800$234,900$234,900
62626Carlinville, IL 6262611.0 mi25$5,242,375$135,000$209,695
62674Palmyra, IL 6267411.9 mi1$499,900$499,900$499,900
62692Waverly, IL 6269212.6 mi4$245,288$69,900$61,322
62649Hettick, IL 6264914.6 mi2$303,000$151,500$151,500
62661Loami, IL 6266116.2 mi2$299,800$149,900$149,900
62558Pawnee, IL 6255817.8 mi3$616,950$213,900$205,650
62056Litchfield, IL 6205619.1 mi28$7,093,016$204,450$253,322
62015Butler, IL 6201520.4 mi1$499,900$499,900$499,900
62570Tovey, IL 6257021.6 mi1$110,000$110,000$110,000
62670New Berlin, IL 6267022.1 mi3$279,600$93,200$93,200
62517Bulpitt, IL 6251722.9 mi1$60,000$60,000$60,000

Frequently Asked Questions

How many homes are for sale in GIRARD, IL 62640?

As of January 2026, there are 9 active listings in GIRARD, IL (zip code 62640), compared to 7 the prior year.

What is the median home price in GIRARD, IL 62640?

The median listing price in GIRARD, IL 62640 is $110,000 as of January 2026, a 26.6% decrease from $149,900 the prior year.

How long do homes stay on the market in GIRARD, IL?

Homes in GIRARD, IL 62640 spend an average of 54 days on the market before going under contract, compared to 60 days the prior year.

Is it a seller's or buyer's market in GIRARD, IL 62640?

Based on current inventory and days-on-market data as of January 2026, GIRARD, IL 62640 is currently a Balanced Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are selling faster, averaging 54 days on market compared to 60 days last year.

How much can I save on real estate commission in GIRARD, IL?

With SELL123.com's maximum 3% commission, sellers in GIRARD, IL 62640 save an estimated $2,200 compared to a typical 5% commission on the median listing price of $110,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.