Active Listings
55
⇧ 10% vs 50 last year
Population: 17,192 · Density: 46.4/mi² · Median household income: $93,066
Typical home value: $246,716 · Homeownership: 83.8%
Data as of January 2026. Source: Realtor.com.
The WATERLOO, IL real estate market (62298) currently shows 55 active listings, with 20 pending sales. Homes are averaging 86 days on the market before going under contract.
Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 86 days on market compared to 73 days last year.
The median listing price has fallen 7% year-over-year, from $428,530 to $398,400.
Whether you are buying or selling in WATERLOO, IL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 62298 | Waterloo, IL 62298 | 0.0 mi | 55 | $19,597,105 | $398,400 | $356,311 |
| 62244 | Fults, IL 62244 | 8.5 mi | 2 | $598,000 | $299,000 | $299,000 |
| 62295 | Valmeyer, IL 62295 | 8.9 mi | 3 | $824,700 | $274,900 | $274,900 |
| 62285 | Smithton, IL 62285 | 9.5 mi | 11 | $4,453,273 | $447,500 | $404,843 |
| 62278 | Red Bud, IL 62278 | 11.3 mi | 8 | $1,240,000 | $140,000 | $155,000 |
| 63019 | Crystal City, MO 63019 | 13.4 mi | 5 | $1,093,250 | $224,500 | $218,650 |
| 63129 | Saint Louis, MO 63129 | 13.8 mi | 95 | $29,774,045 | $327,450 | $313,411 |
| 63070 | Pevely, MO 63070 | 14.6 mi | 19 | $6,738,483 | $304,500 | $354,657 |
| 62240 | East Carondelet, IL 62240 | 15.0 mi | 1 | $40,000 | $40,000 | $40,000 |
| 63010 | Arnold, MO 63010 | 15.5 mi | 56 | $18,531,520 | $306,000 | $330,920 |
| 63012 | Barnhart, MO 63012 | 16.2 mi | 15 | $5,357,385 | $424,950 | $357,159 |
| 63125 | Saint Louis, MO 63125 | 16.4 mi | 79 | $14,002,750 | $166,250 | $177,250 |
| 63028 | Festus, MO 63028 | 17.4 mi | 86 | $31,544,800 | $335,000 | $366,800 |
As of January 2026, there are 55 active listings in WATERLOO, IL (zip code 62298), compared to 50 the prior year.
The median listing price in WATERLOO, IL 62298 is $398,400 as of January 2026, a 7% decrease from $428,530 the prior year.
Homes in WATERLOO, IL 62298 spend an average of 86 days on the market before going under contract, compared to 73 days the prior year.
Based on current inventory and days-on-market data as of January 2026, WATERLOO, IL 62298 is currently a Buyer's Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 86 days on market compared to 73 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERLOO, IL 62298 save an estimated $7,968 compared to a typical 5% commission on the median listing price of $398,400. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.