Data as of September 2026. Source: Realtor.com.
The WATERLOO, IL real estate market (62298) currently shows 42 active listings, with 17 pending sales. Homes are averaging 44 days on the market before going under contract.
Inventory has tightened compared to last year, with 31 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 44 days on market compared to 48 days last year.
The median listing price has risen 2.2% year-over-year, from $413,178 to $422,425.
Population: 17,192 · Density: 46.4/mi² · Median household income: $93,066
Typical home value: $246,716 · Homeownership: 83.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 62298 | Waterloo, IL 62298 | 0.0 mi | 50 | $17,532,500 | $373,725 | $350,650 |
| 62244 | Fults, IL 62244 | 8.5 mi | 3 | $1,237,425 | $412,475 | $412,475 |
| 62295 | Valmeyer, IL 62295 | 8.9 mi | 1 | $265,500 | $265,500 | $265,500 |
| 62285 | Smithton, IL 62285 | 9.5 mi | 12 | $5,047,908 | $469,225 | $420,659 |
| 62278 | Red Bud, IL 62278 | 11.3 mi | 8 | $1,311,600 | $153,750 | $163,950 |
| 63019 | Crystal City, MO 63019 | 13.4 mi | 7 | $1,756,160 | $225,000 | $250,880 |
| 63129 | Saint Louis, MO 63129 | 13.8 mi | 100 | $31,341,400 | $324,975 | $313,414 |
| 63070 | Pevely, MO 63070 | 14.6 mi | 19 | $6,516,810 | $299,700 | $342,990 |
| 62240 | East Carondelet, IL 62240 | 15.0 mi | 2 | $112,766 | $40,000 | $56,383 |
| 63010 | Arnold, MO 63010 | 15.5 mi | 60 | $18,834,600 | $289,925 | $313,910 |
| 63012 | Barnhart, MO 63012 | 16.2 mi | 12 | $5,126,916 | $427,450 | $427,243 |
| 63125 | Saint Louis, MO 63125 | 16.4 mi | 75 | $13,768,275 | $177,425 | $183,577 |
| 63028 | Festus, MO 63028 | 17.4 mi | 83 | $30,928,788 | $334,925 | $372,636 |
As of September 2026, there are 42 active listings in WATERLOO, IL (zip code 62298), compared to 73 the prior year.
The median listing price in WATERLOO, IL 62298 is $422,425 as of September 2026, a 2.2% increase from $413,178 the prior year.
Homes in WATERLOO, IL 62298 spend an average of 44 days on the market before going under contract, compared to 48 days the prior year.
Based on current inventory and days-on-market data as of September 2026, WATERLOO, IL 62298 is currently a Seller's Market. Inventory has tightened compared to last year, with 31 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 44 days on market compared to 48 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERLOO, IL 62298 save an estimated $8,449 compared to a typical 5% commission on the median listing price of $422,425. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.