Data as of September 2026. Source: Realtor.com.
The PHILO, IL real estate market (61864) currently shows 5 active listings, with 2 pending sales. Homes are averaging 41 days on the market before going under contract.
Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 41 days on market compared to 17 days last year.
The median listing price has risen 1.7% year-over-year, from $223,750 to $227,450.
Population: 1,754 · Density: 29.6/mi² · Median household income: $90,000
Typical home value: $195,008 · Homeownership: 88.7%
Based on listing price changes before sale/pending as a proxy for sale-to-list dynamics. Source: Realtor.com.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 61864 | Philo, IL 61864 | 0.0 mi | 6 | $1,814,700 | $302,450 | $302,450 |
| 61880 | Tolono, IL 61880 | 5.4 mi | 5 | $1,571,625 | $316,200 | $314,325 |
| 61816 | Broadlands, IL 61816 | 8.4 mi | 1 | $34,900 | $34,900 | $34,900 |
| 61863 | Pesotum, IL 61863 | 8.9 mi | 3 | $732,951 | $216,200 | $244,317 |
| 61802 | Urbana, IL 61802 | 9.9 mi | 68 | $22,748,380 | $284,200 | $334,535 |
| 61820 | Champaign, IL 61820 | 10.5 mi | 26 | $8,667,724 | $168,950 | $333,374 |
| 61873 | Saint Joseph, IL 61873 | 12.4 mi | 9 | $2,707,128 | $288,725 | $300,792 |
| 61810 | Allerton, IL 61810 | 12.9 mi | 1 | $410,000 | $410,000 | $410,000 |
| 61822 | Champaign, IL 61822 | 13.8 mi | 75 | $36,627,675 | $464,125 | $488,369 |
| 61953 | Tuscola, IL 61953 | 14.8 mi | 19 | $4,984,536 | $225,000 | $262,344 |
| 61851 | Ivesdale, IL 61851 | 15.4 mi | 2 | $510,000 | $255,000 | $255,000 |
| 61871 | Royal, IL 61871 | 17.0 mi | 2 | $519,800 | $259,900 | $259,900 |
| 61878 | Thomasboro, IL 61878 | 17.9 mi | 4 | $522,576 | $129,900 | $130,644 |
As of September 2026, there are 5 active listings in PHILO, IL (zip code 61864), compared to 1 the prior year.
The median listing price in PHILO, IL 61864 is $227,450 as of September 2026, a 1.7% increase from $223,750 the prior year.
Homes in PHILO, IL 61864 spend an average of 41 days on the market before going under contract, compared to 17 days the prior year.
Based on current inventory and days-on-market data as of September 2026, PHILO, IL 61864 is currently a Buyer's Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 41 days on market compared to 17 days last year.
With SELL123.com's maximum 3% commission, sellers in PHILO, IL 61864 save an estimated $4,549 compared to a typical 5% commission on the median listing price of $227,450. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.