Active Listings
5
⇧ 150% vs 2 last year
Population: 1,754 · Density: 29.6/mi² · Median household income: $90,000
Typical home value: $195,008 · Homeownership: 88.7%
Data as of January 2026. Source: Realtor.com.
The PHILO, IL real estate market (61864) currently shows 5 active listings, with 3 pending sales. Homes are averaging 70 days on the market before going under contract.
Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 70 days on market compared to 37 days last year.
The median listing price has risen 10% year-over-year, from $250,000 to $274,900.
Whether you are buying or selling in PHILO, IL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 61864 | Philo, IL 61864 | 0.0 mi | 5 | $1,776,085 | $274,900 | $355,217 |
| 61880 | Tolono, IL 61880 | 5.4 mi | 7 | $2,237,375 | $326,800 | $319,625 |
| 61816 | Broadlands, IL 61816 | 8.4 mi | 1 | $38,500 | $38,500 | $38,500 |
| 61863 | Pesotum, IL 61863 | 8.9 mi | 3 | $824,850 | $274,950 | $274,950 |
| 61802 | Urbana, IL 61802 | 9.9 mi | 65 | $18,077,930 | $240,900 | $278,122 |
| 61820 | Champaign, IL 61820 | 10.5 mi | 26 | $8,441,212 | $220,000 | $324,662 |
| 61873 | Saint Joseph, IL 61873 | 12.4 mi | 14 | $3,362,996 | $240,000 | $240,214 |
| 61810 | Allerton, IL 61810 | 12.9 mi | 1 | $430,000 | $430,000 | $430,000 |
| 61822 | Champaign, IL 61822 | 13.8 mi | 69 | $31,709,502 | $410,000 | $459,558 |
| 61953 | Tuscola, IL 61953 | 14.8 mi | 18 | $4,677,858 | $240,000 | $259,881 |
| 61851 | Ivesdale, IL 61851 | 15.4 mi | 3 | $642,750 | $214,250 | $214,250 |
| 61871 | Royal, IL 61871 | 17.0 mi | 1 | $235,000 | $235,000 | $235,000 |
| 61841 | Fairmount, IL 61841 | 17.2 mi | 1 | $83,450 | $83,450 | $83,450 |
As of January 2026, there are 5 active listings in PHILO, IL (zip code 61864), compared to 2 the prior year.
The median listing price in PHILO, IL 61864 is $274,900 as of January 2026, a 10% increase from $250,000 the prior year.
Homes in PHILO, IL 61864 spend an average of 70 days on the market before going under contract, compared to 37 days the prior year.
Based on current inventory and days-on-market data as of January 2026, PHILO, IL 61864 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 70 days on market compared to 37 days last year.
With SELL123.com's maximum 3% commission, sellers in PHILO, IL 61864 save an estimated $5,498 compared to a typical 5% commission on the median listing price of $274,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.