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SAINT PAUL, MN 55109

Real Estate Market Report  ·  Ramsey County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
60
⇧ 5.3% vs 57 last year
Pending
20
33% pending ratio
Median Price
$325,000
⇩ 2.6% vs $333,675 last year
Average Price
$352,857
⇩ 11% vs $396,630 last year
Days on Market
70
⇧ 48.9% vs 47 days last year

Market Context

Population: 34,220  ·  Density: 1,130.9/mi²  ·  Median household income: $79,391

Typical home value: $278,138  ·  Homeownership: 65.3%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT PAUL, MN real estate market (55109) currently shows 60 active listings, with 20 pending sales. Homes are averaging 70 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 70 days on market compared to 47 days last year.

The median listing price has fallen 2.6% year-over-year, from $333,675 to $325,000.

Whether you are buying or selling in SAINT PAUL, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 60 this year vs 57 last year
  • Days on market: 70 now vs 47 last year

Median & Average Pricing

Year over Year
  • Median: $325,000 (-2.6% YoY)
  • Average: $352,857 (-11% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 9.1 miles — 752 listings ($317,751,534 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
55109Saint Paul, MN 551090.0 mi60$21,171,420$325,000$352,857
55117Saint Paul, MN 551173.6 mi68$22,480,188$249,900$330,591
55106Saint Paul, MN 551064.1 mi102$26,211,552$265,000$256,976
55115Saint Paul, MN 551155.2 mi21$17,281,383$830,000$822,923
55101Saint Paul, MN 551015.3 mi55$14,470,610$209,950$263,102
55127Saint Paul, MN 551275.5 mi73$55,819,085$689,400$764,645
55113Saint Paul, MN 551136.3 mi76$27,580,780$325,000$362,905
55042Lake Elmo, MN 550426.4 mi53$43,950,568$662,500$829,256
55102Saint Paul, MN 551027.4 mi65$21,234,460$244,000$326,684
55125Saint Paul, MN 551257.7 mi77$27,456,660$300,000$356,580
55075South Saint Paul, MN 550758.8 mi29$7,657,827$275,000$264,063
55114Saint Paul, MN 551148.9 mi11$2,935,603$272,500$266,873
55112Saint Paul, MN 551129.1 mi62$29,501,398$399,900$475,829

Frequently Asked Questions

How many homes are for sale in SAINT PAUL, MN 55109?

As of January 2026, there are 60 active listings in SAINT PAUL, MN (zip code 55109), compared to 57 the prior year.

What is the median home price in SAINT PAUL, MN 55109?

The median listing price in SAINT PAUL, MN 55109 is $325,000 as of January 2026, a 2.6% decrease from $333,675 the prior year.

How long do homes stay on the market in SAINT PAUL, MN?

Homes in SAINT PAUL, MN 55109 spend an average of 70 days on the market before going under contract, compared to 47 days the prior year.

Is it a seller's or buyer's market in SAINT PAUL, MN 55109?

Based on current inventory and days-on-market data as of January 2026, SAINT PAUL, MN 55109 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 70 days on market compared to 47 days last year.

How much can I save on real estate commission in SAINT PAUL, MN?

With SELL123.com's maximum 3% commission, sellers in SAINT PAUL, MN 55109 save an estimated $6,500 compared to a typical 5% commission on the median listing price of $325,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.