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WATERLOO, IN 46793

Real Estate Market Report  ·  DeKalb County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
17
⇧ 240% vs 5 last year
Pending
10
59% pending ratio
Median Price
$299,900
⇧ 11.8% vs $268,225 last year
Average Price
$295,636
⇧ 29.9% vs $227,638 last year
Days on Market
81
⇧ 42.1% vs 57 days last year

Market Context

Population: 4,281  ·  Density: 31.2/mi²  ·  Median household income: $74,177

Typical home value: $164,418  ·  Homeownership: 82.6%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The WATERLOO, IN real estate market (46793) currently shows 17 active listings, with 10 pending sales. Homes are averaging 81 days on the market before going under contract.

Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 81 days on market compared to 57 days last year.

The median listing price has risen 11.8% year-over-year, from $268,225 to $299,900.

Whether you are buying or selling in WATERLOO, IN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 17 this year vs 5 last year
  • Days on market: 81 now vs 57 last year

Median & Average Pricing

Year over Year
  • Median: $299,900 (+11.8% YoY)
  • Average: $295,636 (+29.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.1 miles — 321 listings ($126,732,682 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
46793Waterloo, IN 467930.0 mi17$5,025,812$299,900$295,636
46730Corunna, IN 467307.0 mi2$774,900$387,450$387,450
46721Butler, IN 467217.9 mi12$2,725,920$167,500$227,160
46742Hamilton, IN 467429.5 mi7$2,805,320$425,000$400,760
46738Garrett, IN 4673811.4 mi16$3,996,608$246,900$249,788
46755Kendallville, IN 4675513.1 mi61$16,075,696$209,950$263,536
46710Avilla, IN 4671014.2 mi8$2,722,856$321,900$340,357
43517Edgerton, OH 4351715.1 mi6$1,857,750$262,000$309,625
46763Laotto, IN 4676316.3 mi2$439,800$219,900$219,900
46748Huntertown, IN 4674816.6 mi68$36,322,336$394,900$534,152
46795Wolcottville, IN 4679517.7 mi13$4,529,980$345,000$348,460
46845Fort Wayne, IN 4684518.3 mi106$48,541,004$388,750$457,934
46743Harlan, IN 4674319.1 mi3$914,700$304,900$304,900

Frequently Asked Questions

How many homes are for sale in WATERLOO, IN 46793?

As of January 2026, there are 17 active listings in WATERLOO, IN (zip code 46793), compared to 5 the prior year.

What is the median home price in WATERLOO, IN 46793?

The median listing price in WATERLOO, IN 46793 is $299,900 as of January 2026, a 11.8% increase from $268,225 the prior year.

How long do homes stay on the market in WATERLOO, IN?

Homes in WATERLOO, IN 46793 spend an average of 81 days on the market before going under contract, compared to 57 days the prior year.

Is it a seller's or buyer's market in WATERLOO, IN 46793?

Based on current inventory and days-on-market data as of January 2026, WATERLOO, IN 46793 is currently a Buyer's Market. Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 81 days on market compared to 57 days last year.

How much can I save on real estate commission in WATERLOO, IN?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, IN 46793 save an estimated $5,998 compared to a typical 5% commission on the median listing price of $299,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.