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OWENSBORO, KY 42303

Real Estate Market Report  ·  Daviess County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
121
⇩ 6.9% vs 130 last year
Pending
38
31% pending ratio
Median Price
$275,000
⇩ 5.1% vs $289,675 last year
Average Price
$336,385
⇩ 3.9% vs $350,118 last year
Days on Market
54
⇩ 23.9% vs 71 days last year

Market Context

Population: 41,608  ·  Density: 329.0/mi²  ·  Median household income: $61,777

Typical home value: $164,037  ·  Homeownership: 65.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The OWENSBORO, KY real estate market (42303) currently shows 121 active listings, with 38 pending sales. Homes are averaging 54 days on the market before going under contract.

Inventory has tightened compared to last year, with 9 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 54 days on market compared to 71 days last year.

The median listing price has fallen 5.1% year-over-year, from $289,675 to $275,000.

Whether you are buying or selling in OWENSBORO, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 121 this year vs 130 last year
  • Days on market: 54 now vs 71 last year

Median & Average Pricing

Year over Year
  • Median: $275,000 (-5.1% YoY)
  • Average: $336,385 (-3.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 23.7 miles — 362 listings ($148,570,925 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
42303Owensboro, KY 423030.0 mi121$40,702,585$275,000$336,385
42355Maceo, KY 423557.7 mi1$309,900$309,900$309,900
42376Utica, KY 4237610.2 mi17$4,557,190$247,500$268,070
42378Whitesville, KY 4237812.3 mi8$17,397,064$309,950$2,174,633
47634Richland, IN 4763414.3 mi11$2,101,781$259,900$191,071
42348Hawesville, KY 4234816.2 mi11$1,888,513$107,200$171,683
47611Chrisney, IN 4761118.2 mi2$559,800$279,900$279,900
42347Hartford, KY 4234718.6 mi5$1,234,750$246,950$246,950
42343Fordsville, KY 4234321.1 mi6$1,310,850$222,500$218,475
47630Newburgh, IN 4763021.5 mi171$76,206,492$380,000$445,652
42371Rumsey, KY 4237122.6 mi2$978,000$489,000$489,000
40111Cloverport, KY 4011123.0 mi5$1,054,800$115,000$210,960
42328Centertown, KY 4232823.7 mi2$269,200$179,000$134,600

Frequently Asked Questions

How many homes are for sale in OWENSBORO, KY 42303?

As of January 2026, there are 121 active listings in OWENSBORO, KY (zip code 42303), compared to 130 the prior year.

What is the median home price in OWENSBORO, KY 42303?

The median listing price in OWENSBORO, KY 42303 is $275,000 as of January 2026, a 5.1% decrease from $289,675 the prior year.

How long do homes stay on the market in OWENSBORO, KY?

Homes in OWENSBORO, KY 42303 spend an average of 54 days on the market before going under contract, compared to 71 days the prior year.

Is it a seller's or buyer's market in OWENSBORO, KY 42303?

Based on current inventory and days-on-market data as of January 2026, OWENSBORO, KY 42303 is currently a Seller's Market. Inventory has tightened compared to last year, with 9 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 54 days on market compared to 71 days last year.

How much can I save on real estate commission in OWENSBORO, KY?

With SELL123.com's maximum 3% commission, sellers in OWENSBORO, KY 42303 save an estimated $5,500 compared to a typical 5% commission on the median listing price of $275,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.