Population: 1,001 · Density: 164.6/mi² · Median household income: $24,803
Typical home value: $68,657 · Homeownership: 54.0%
Data as of January 2026. Source: Realtor.com.
The LOYALL, KY real estate market (40854) currently shows 2 active listings. Homes are averaging 70 days on the market before going under contract.
Inventory levels are unchanged compared to last year.
Homes are selling faster, averaging 70 days on market compared to 78 days last year.
The median listing price has fallen 68.8% year-over-year, from $174,500 to $54,400.
Whether you are buying or selling in LOYALL, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 40854 | Loyall, KY 40854 | 0.0 mi | 2 | $108,800 | $54,400 | $54,400 |
| 40873 | Wallins Creek, KY 40873 | 3.4 mi | 7 | $1,044,701 | $149,900 | $149,243 |
| 40831 | Harlan, KY 40831 | 5.8 mi | 9 | $2,375,550 | $207,900 | $263,950 |
| 40818 | Coalgood, KY 40818 | 6.5 mi | 1 | $145,000 | $145,000 | $145,000 |
| 40840 | Helton, KY 40840 | 7.7 mi | 1 | $402,500 | $402,500 | $402,500 |
| 40845 | Hulen, KY 40845 | 9.5 mi | 1 | $55,440 | $55,440 | $55,440 |
| 40870 | Totz, KY 40870 | 12.9 mi | 1 | $150,000 | $150,000 | $150,000 |
| 24281 | Rose Hill, VA 24281 | 13.6 mi | 15 | $3,193,005 | $189,000 | $212,867 |
| 40827 | Essie, KY 40827 | 15.6 mi | 1 | $129,000 | $129,000 | $129,000 |
| 24263 | Jonesville, VA 24263 | 16.6 mi | 15 | $5,041,995 | $230,000 | $336,133 |
| 24248 | Ewing, VA 24248 | 17.3 mi | 13 | $6,080,815 | $235,000 | $467,755 |
| 40997 | Walker, KY 40997 | 17.9 mi | 1 | $375,000 | $375,000 | $375,000 |
| 40935 | Flat Lick, KY 40935 | 20.2 mi | 5 | $934,000 | $159,000 | $186,800 |
As of January 2026, there are 2 active listings in LOYALL, KY (zip code 40854), compared to 2 the prior year.
The median listing price in LOYALL, KY 40854 is $54,400 as of January 2026, a 68.8% decrease from $174,500 the prior year.
Homes in LOYALL, KY 40854 spend an average of 70 days on the market before going under contract, compared to 78 days the prior year.
Based on current inventory and days-on-market data as of January 2026, LOYALL, KY 40854 is currently a Balanced Market. Inventory levels are unchanged compared to last year. Homes are selling faster, averaging 70 days on market compared to 78 days last year.
With SELL123.com's maximum 3% commission, sellers in LOYALL, KY 40854 save an estimated $1,088 compared to a typical 5% commission on the median listing price of $54,400. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.