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LOYALL, KY 40854

Real Estate Market Report  ·  Harlan County
Seller's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The LOYALL, KY real estate market (40854) currently shows 1 active listings, with 1 pending sales. Homes are averaging 34 days on the market before going under contract.

Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 34 days on market compared to 104 days last year.

The median listing price has risen 271.8% year-over-year, from $51,100 to $190,000.

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Market Context

Market Context

Population: 1,001  ·  Density: 164.6/mi²  ·  Median household income: $24,803

Typical home value: $68,657  ·  Homeownership: 54.0%

Market Overview

Active Listings
1
⇩ 80% vs 5 last year
Pending
1
100% pending ratio
Median Price
$190,000
⇧ 271.8% vs $51,100 last year
Average Price
$190,000
⇧ 132.8% vs $81,600 last year
Days on Market
34
⇩ 67.3% vs 104 days last year

Price Per Square Foot

Median $/sqft
$99
⇧ 106.3% vs $48/sqft last year
Median Home Size
1,911 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 1 this year vs 5 last year
  • Days on market: 34 now vs 104 last year

Median & Average Pricing

Year over Year
  • Median: $190,000 (+271.8% YoY)
  • Average: $190,000 (+132.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 22.2 miles — 95 listings ($31,164,599 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40854Loyall, KY 408540.0 mi2$80,000$40,000$40,000
40806Baxter, KY 408064.6 mi5$720,000$144,000$144,000
40819Coldiron, KY 408196.4 mi1$325,000$325,000$325,000
40810Bledsoe, KY 408106.5 mi2$434,350$217,175$217,175
40865Putney, KY 408659.0 mi1$29,000$29,000$29,000
40828Evarts, KY 4082811.6 mi8$575,192$57,500$71,899
40979Roark, KY 4097913.3 mi2$378,000$189,000$189,000
40902Arjay, KY 4090214.8 mi1$139,900$139,900$139,900
40813Calvin, KY 4081316.2 mi1$165,000$165,000$165,000
24263Jonesville, VA 2426316.6 mi16$5,389,104$227,500$336,819
24248Ewing, VA 2424817.3 mi15$6,957,525$251,000$463,835
40935Flat Lick, KY 4093520.2 mi5$929,000$159,000$185,800
37752Harrogate, TN 3775222.2 mi36$15,042,528$359,000$417,848

Frequently Asked Questions

How many homes are for sale in LOYALL, KY 40854?

As of September 2026, there are 1 active listings in LOYALL, KY (zip code 40854), compared to 5 the prior year.

What is the median home price in LOYALL, KY 40854?

The median listing price in LOYALL, KY 40854 is $190,000 as of September 2026, a 271.8% increase from $51,100 the prior year.

How long do homes stay on the market in LOYALL, KY?

Homes in LOYALL, KY 40854 spend an average of 34 days on the market before going under contract, compared to 104 days the prior year.

Is it a seller's or buyer's market in LOYALL, KY 40854?

Based on current inventory and days-on-market data as of September 2026, LOYALL, KY 40854 is currently a Seller's Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 34 days on market compared to 104 days last year.

How much can I save on real estate commission in LOYALL, KY?

With SELL123.com's maximum 3% commission, sellers in LOYALL, KY 40854 save an estimated $3,800 compared to a typical 5% commission on the median listing price of $190,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.