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STANFORD, KY 40484

Real Estate Market Report  ·  Lincoln County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
39
⇩ 17% vs 47 last year
Pending
7
18% pending ratio
Median Price
$238,500
⇩ 15.6% vs $282,500 last year
Average Price
$298,000
⇩ 11.6% vs $336,986 last year
Days on Market
103
⇧ 15.7% vs 89 days last year

Market Context

Population: 12,220  ·  Density: 33.8/mi²  ·  Median household income: $55,746

Typical home value: $141,284  ·  Homeownership: 76.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The STANFORD, KY real estate market (40484) currently shows 39 active listings, with 7 pending sales. Homes are averaging 103 days on the market before going under contract.

Inventory has tightened compared to last year, with 8 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 103 days on market compared to 89 days last year.

The median listing price has fallen 15.6% year-over-year, from $282,500 to $238,500.

Whether you are buying or selling in STANFORD, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 39 this year vs 47 last year
  • Days on market: 103 now vs 89 last year

Median & Average Pricing

Year over Year
  • Median: $238,500 (-15.6% YoY)
  • Average: $298,000 (-11.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 25.4 miles — 523 listings ($242,821,851 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40484Stanford, KY 404840.0 mi39$11,622,000$238,500$298,000
40489Waynesburg, KY 4048910.4 mi7$1,209,698$179,900$172,814
40419Crab Orchard, KY 4041911.1 mi15$4,836,120$314,900$322,408
40442Kings Mountain, KY 4044211.6 mi6$2,807,298$530,400$467,883
40444Lancaster, KY 4044412.3 mi68$32,153,732$362,500$472,849
40461Paint Lick, KY 4046115.5 mi11$5,683,337$424,900$516,667
42566Yosemite, KY 4256617.0 mi2$639,800$319,900$319,900
40328Gravel Switch, KY 4032819.5 mi5$1,904,750$369,450$380,950
42539Liberty, KY 4253921.0 mi34$9,896,584$255,000$291,076
40456Mount Vernon, KY 4045622.5 mi24$6,442,560$271,750$268,440
40009Bradfordsville, KY 4000923.4 mi2$1,439,900$719,950$719,950
42553Science Hill, KY 4255323.8 mi23$6,321,435$259,500$274,845
40356Nicholasville, KY 4035625.4 mi287$157,864,637$419,900$550,051

Frequently Asked Questions

How many homes are for sale in STANFORD, KY 40484?

As of January 2026, there are 39 active listings in STANFORD, KY (zip code 40484), compared to 47 the prior year.

What is the median home price in STANFORD, KY 40484?

The median listing price in STANFORD, KY 40484 is $238,500 as of January 2026, a 15.6% decrease from $282,500 the prior year.

How long do homes stay on the market in STANFORD, KY?

Homes in STANFORD, KY 40484 spend an average of 103 days on the market before going under contract, compared to 89 days the prior year.

Is it a seller's or buyer's market in STANFORD, KY 40484?

Based on current inventory and days-on-market data as of January 2026, STANFORD, KY 40484 is currently a Balanced Market. Inventory has tightened compared to last year, with 8 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 103 days on market compared to 89 days last year.

How much can I save on real estate commission in STANFORD, KY?

With SELL123.com's maximum 3% commission, sellers in STANFORD, KY 40484 save an estimated $4,770 compared to a typical 5% commission on the median listing price of $238,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.