Call or Text (240) SELL-123

MILTON, KY 40045

Real Estate Market Report  ·  Trimble County
Buyer's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The MILTON, KY real estate market (40045) currently shows 11 active listings, with 1 pending sales. Homes are averaging 123 days on the market before going under contract.

Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 123 days on market compared to 47 days last year.

The median listing price has risen 32.9% year-over-year, from $285,000 to $378,650.

Whether you are buying or selling in MILTON, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for MILTON, KY 40045 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Context

Market Context

Population: 3,173  ·  Density: 23.5/mi²  ·  Median household income: $70,481

Typical home value: $156,351  ·  Homeownership: 87.4%

Market Overview

Active Listings
11
⇧ 83.3% vs 6 last year
Pending
1
9% pending ratio
Median Price
$378,650
⇧ 32.9% vs $285,000 last year
Average Price
$411,302
⇧ 48.7% vs $276,600 last year
Days on Market
123
⇧ 161.7% vs 47 days last year

Price Per Square Foot

Median $/sqft
$193
⇩ 7.7% vs $209/sqft last year
Median Home Size
1,510 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 11 this year vs 6 last year
  • Days on market: 123 now vs 47 last year

Median & Average Pricing

Year over Year
  • Median: $378,650 (+32.9% YoY)
  • Average: $411,302 (+48.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.7 miles — 211 listings ($89,503,400 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40045Milton, KY 400450.0 mi11$4,489,111$369,900$408,101
47243Hanover, IN 472436.9 mi27$8,236,620$277,450$305,060
41008Carrollton, KY 4100810.5 mi19$6,210,359$287,100$326,861
47162New Washington, IN 4716212.0 mi2$525,900$262,950$262,950
47138Lexington, IN 4713813.0 mi18$5,885,550$312,400$326,975
40077Westport, KY 4007714.1 mi4$764,800$219,950$191,200
47043Vevay, IN 4704315.5 mi19$6,620,075$284,600$348,425
47231Dupont, IN 4723116.1 mi1$287,425$287,425$287,425
47141Marysville, IN 4714116.9 mi4$1,359,900$334,950$339,975
40031La Grange, KY 4003118.6 mi93$50,490,816$426,789$542,912
47011Bennington, IN 4701119.8 mi5$1,868,700$349,900$373,740
47163Otisco, IN 4716320.4 mi4$1,493,092$369,000$373,273
41098Worthville, KY 4109820.7 mi4$1,271,052$274,675$317,763

Frequently Asked Questions

How many homes are for sale in MILTON, KY 40045?

As of March 2026, there are 11 active listings in MILTON, KY (zip code 40045), compared to 6 the prior year.

What is the median home price in MILTON, KY 40045?

The median listing price in MILTON, KY 40045 is $378,650 as of March 2026, a 32.9% increase from $285,000 the prior year.

How long do homes stay on the market in MILTON, KY?

Homes in MILTON, KY 40045 spend an average of 123 days on the market before going under contract, compared to 47 days the prior year.

Is it a seller's or buyer's market in MILTON, KY 40045?

Based on current inventory and days-on-market data as of March 2026, MILTON, KY 40045 is currently a Buyer's Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 123 days on market compared to 47 days last year.

How much can I save on real estate commission in MILTON, KY?

With SELL123.com's maximum 3% commission, sellers in MILTON, KY 40045 save an estimated $7,573 compared to a typical 5% commission on the median listing price of $378,650. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.