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BAY SAINT LOUIS, MS 39520

Real Estate Market Report  ·  Hancock County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
177
⇩ 6.3% vs 189 last year
Pending
21
12% pending ratio
Median Price
$398,750
⇩ 0.1% vs $399,000 last year
Average Price
$454,890
⇧ 1% vs $450,276 last year
Days on Market
118
⇧ 21.6% vs 97 days last year

Market Context

Population: 15,281  ·  Density: 60.9/mi²  ·  Median household income: $56,147

Typical home value: $196,375  ·  Homeownership: 75.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The BAY SAINT LOUIS, MS real estate market (39520) currently shows 177 active listings, with 21 pending sales. Homes are averaging 118 days on the market before going under contract.

Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 118 days on market compared to 97 days last year.

The median listing price has fallen 0.1% year-over-year, from $399,000 to $398,750.

Whether you are buying or selling in BAY SAINT LOUIS, MS, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 177 this year vs 189 last year
  • Days on market: 118 now vs 97 last year

Median & Average Pricing

Year over Year
  • Median: $398,750 (-0.1% YoY)
  • Average: $454,890 (+1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 34.5 miles — 1,475 listings ($567,499,363 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
39520Bay Saint Louis, MS 395200.0 mi177$80,515,530$398,750$454,890
39572Pearlington, MS 395727.9 mi3$720,000$240,000$240,000
39556Kiln, MS 3955612.4 mi39$17,145,297$389,000$439,623
39571Pass Christian, MS 3957115.2 mi121$75,521,303$475,000$624,143
70458Slidell, LA 7045819.3 mi259$74,578,014$249,925$287,946
39466Picayune, MS 3946620.7 mi118$34,166,546$259,900$289,547
39501Gulfport, MS 3950123.4 mi109$34,421,001$179,450$315,789
70129New Orleans, LA 7012924.3 mi42$12,720,288$275,000$302,864
39507Gulfport, MS 3950727.5 mi172$53,656,776$279,500$311,958
39531Biloxi, MS 3953131.5 mi127$54,333,140$329,900$427,820
70128New Orleans, LA 7012832.6 mi56$12,977,888$209,950$231,748
39532Biloxi, MS 3953233.7 mi124$48,432,540$310,000$390,585
70448Mandeville, LA 7044834.5 mi128$68,311,040$385,000$533,680

Frequently Asked Questions

How many homes are for sale in BAY SAINT LOUIS, MS 39520?

As of January 2026, there are 177 active listings in BAY SAINT LOUIS, MS (zip code 39520), compared to 189 the prior year.

What is the median home price in BAY SAINT LOUIS, MS 39520?

The median listing price in BAY SAINT LOUIS, MS 39520 is $398,750 as of January 2026, a 0.1% decrease from $399,000 the prior year.

How long do homes stay on the market in BAY SAINT LOUIS, MS?

Homes in BAY SAINT LOUIS, MS 39520 spend an average of 118 days on the market before going under contract, compared to 97 days the prior year.

Is it a seller's or buyer's market in BAY SAINT LOUIS, MS 39520?

Based on current inventory and days-on-market data as of January 2026, BAY SAINT LOUIS, MS 39520 is currently a Balanced Market. Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 118 days on market compared to 97 days last year.

How much can I save on real estate commission in BAY SAINT LOUIS, MS?

With SELL123.com's maximum 3% commission, sellers in BAY SAINT LOUIS, MS 39520 save an estimated $7,975 compared to a typical 5% commission on the median listing price of $398,750. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.