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PONTOTOC, MS 38863

Real Estate Market Report  ·  Pontotoc County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
39
⇧ 8.3% vs 36 last year
Pending
7
18% pending ratio
Median Price
$249,500
⇩ 10.7% vs $279,500 last year
Average Price
$300,027
⇧ 0.5% vs $298,458 last year
Days on Market
110
⇧ 32.5% vs 83 days last year

Market Context

Population: 18,465  ·  Density: 24.6/mi²  ·  Median household income: $54,641

Typical home value: $149,002  ·  Homeownership: 69.7%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The PONTOTOC, MS real estate market (38863) currently shows 39 active listings, with 7 pending sales. Homes are averaging 110 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 110 days on market compared to 83 days last year.

The median listing price has fallen 10.7% year-over-year, from $279,500 to $249,500.

Whether you are buying or selling in PONTOTOC, MS, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 39 this year vs 36 last year
  • Days on market: 110 now vs 83 last year

Median & Average Pricing

Year over Year
  • Median: $249,500 (-10.7% YoY)
  • Average: $300,027 (+0.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 26.0 miles — 271 listings ($100,051,136 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
38863Pontotoc, MS 388630.0 mi39$11,701,053$249,500$300,027
38826Belden, MS 3882611.9 mi20$7,994,480$349,900$399,724
38871Thaxton, MS 3887113.1 mi6$1,776,600$281,000$296,100
38869Sherman, MS 3886914.6 mi2$889,900$444,950$444,950
38868Shannon, MS 3886817.3 mi8$2,308,800$284,900$288,600
38652New Albany, MS 3865218.7 mi73$27,956,518$349,950$382,966
38804Tupelo, MS 3880420.7 mi79$32,026,521$317,700$405,399
38851Houston, MS 3885121.7 mi13$3,624,868$241,900$278,836
38949Paris, MS 3894922.3 mi1$325,000$325,000$325,000
38650Myrtle, MS 3865022.5 mi8$3,900,568$355,000$487,571
38862Plantersville, MS 3886223.5 mi6$1,132,848$185,000$188,808
38878Vardaman, MS 3887825.0 mi5$1,137,500$227,500$227,500
38857Mooreville, MS 3885726.0 mi11$5,276,480$414,950$479,680

Frequently Asked Questions

How many homes are for sale in PONTOTOC, MS 38863?

As of January 2026, there are 39 active listings in PONTOTOC, MS (zip code 38863), compared to 36 the prior year.

What is the median home price in PONTOTOC, MS 38863?

The median listing price in PONTOTOC, MS 38863 is $249,500 as of January 2026, a 10.7% decrease from $279,500 the prior year.

How long do homes stay on the market in PONTOTOC, MS?

Homes in PONTOTOC, MS 38863 spend an average of 110 days on the market before going under contract, compared to 83 days the prior year.

Is it a seller's or buyer's market in PONTOTOC, MS 38863?

Based on current inventory and days-on-market data as of January 2026, PONTOTOC, MS 38863 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 110 days on market compared to 83 days last year.

How much can I save on real estate commission in PONTOTOC, MS?

With SELL123.com's maximum 3% commission, sellers in PONTOTOC, MS 38863 save an estimated $4,990 compared to a typical 5% commission on the median listing price of $249,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.