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SAN MATEO, FL 32187

Real Estate Market Report  ·  Putnam County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
9
⇧ 50% vs 6 last year
Pending
3
33% pending ratio
Median Price
$295,000
⇩ 35.1% vs $454,450 last year
Average Price
$356,686
⇩ 27.8% vs $493,783 last year
Days on Market
164
⇧ 92.9% vs 85 days last year

Market Context

Population: 1,221  ·  Density: 20.4/mi²  ·  Median household income: $40,111

Typical home value: $137,984  ·  Homeownership: 88.3%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAN MATEO, FL real estate market (32187) currently shows 9 active listings, with 3 pending sales. Homes are averaging 164 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 164 days on market compared to 85 days last year.

The median listing price has fallen 35.1% year-over-year, from $454,450 to $295,000.

Whether you are buying or selling in SAN MATEO, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 9 this year vs 6 last year
  • Days on market: 164 now vs 85 last year

Median & Average Pricing

Year over Year
  • Median: $295,000 (-35.1% YoY)
  • Average: $356,686 (-27.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 26.8 miles — 2,065 listings ($1,026,205,416 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32187San Mateo, FL 321870.0 mi9$3,210,174$295,000$356,686
32189Satsuma, FL 321896.0 mi26$11,362,208$307,450$437,008
32193Welaka, FL 321939.7 mi13$4,976,634$397,400$382,818
32145Hastings, FL 3214510.6 mi37$15,669,833$340,000$423,509
32139Georgetown, FL 3213914.4 mi12$4,484,280$306,500$373,690
32147Hollister, FL 3214715.0 mi1$599,990$599,990$599,990
32190Seville, FL 3219017.4 mi4$2,068,000$599,975$517,000
32148Interlachen, FL 3214819.8 mi31$9,506,212$277,500$306,652
32164Palm Coast, FL 3216421.3 mi573$217,949,718$359,000$380,366
32140Florahome, FL 3214022.5 mi8$2,753,600$289,350$344,200
32092Saint Augustine, FL 3209224.3 mi599$351,770,537$480,900$587,263
32084Saint Augustine, FL 3208425.8 mi413$256,418,484$405,000$620,868
32043Green Cove Springs, FL 3204326.8 mi339$145,435,746$365,900$429,014

Frequently Asked Questions

How many homes are for sale in SAN MATEO, FL 32187?

As of January 2026, there are 9 active listings in SAN MATEO, FL (zip code 32187), compared to 6 the prior year.

What is the median home price in SAN MATEO, FL 32187?

The median listing price in SAN MATEO, FL 32187 is $295,000 as of January 2026, a 35.1% decrease from $454,450 the prior year.

How long do homes stay on the market in SAN MATEO, FL?

Homes in SAN MATEO, FL 32187 spend an average of 164 days on the market before going under contract, compared to 85 days the prior year.

Is it a seller's or buyer's market in SAN MATEO, FL 32187?

Based on current inventory and days-on-market data as of January 2026, SAN MATEO, FL 32187 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 164 days on market compared to 85 days last year.

How much can I save on real estate commission in SAN MATEO, FL?

With SELL123.com's maximum 3% commission, sellers in SAN MATEO, FL 32187 save an estimated $5,900 compared to a typical 5% commission on the median listing price of $295,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.