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TOPTON, NC 28781

Real Estate Market Report  ·  Macon County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
17
⇧ 88.9% vs 9 last year
Pending
2
12% pending ratio
Median Price
$450,000
⇩ 34.6% vs $687,950 last year
Average Price
$594,505
⇩ 28.1% vs $826,805 last year
Days on Market
118
⇩ 37.2% vs 188 days last year

Market Context

Population: 914  ·  Density: 4.9/mi²  ·  Median household income: $40,515

Typical home value: $253,712  ·  Homeownership: 80.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The TOPTON, NC real estate market (28781) currently shows 17 active listings, with 2 pending sales. Homes are averaging 118 days on the market before going under contract.

Inventory has increased compared to last year, with 8 more homes available — giving buyers more choice.

Homes are selling faster, averaging 118 days on market compared to 188 days last year.

The median listing price has fallen 34.6% year-over-year, from $687,950 to $450,000.

Whether you are buying or selling in TOPTON, NC, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 17 this year vs 9 last year
  • Days on market: 118 now vs 188 last year

Median & Average Pricing

Year over Year
  • Median: $450,000 (-34.6% YoY)
  • Average: $594,505 (-28.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 28.7 miles — 674 listings ($380,285,079 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
28781Topton, NC 287810.0 mi17$10,106,585$450,000$594,505
28904Hayesville, NC 2890411.7 mi116$64,173,056$460,000$553,216
28702Almond, NC 2870212.4 mi10$8,444,630$375,000$844,463
28771Robbinsville, NC 2877115.1 mi47$25,181,143$499,000$535,769
28733Fontana Dam, NC 2873317.3 mi1$325,000$325,000$325,000
28909Warne, NC 2890921.0 mi9$9,672,696$499,900$1,074,744
30568Rabun Gap, GA 3056822.1 mi14$11,684,694$464,450$834,621
28775Scaly Mountain, NC 2877522.4 mi7$9,187,899$822,500$1,312,557
30582Young Harris, GA 3058223.5 mi87$43,411,521$450,000$498,983
28719Cherokee, NC 2871923.9 mi1$413,000$413,000$413,000
28788Webster, NC 2878825.3 mi2$1,178,000$589,000$589,000
30525Clayton, GA 3052526.2 mi94$77,719,952$531,750$826,808
28906Murphy, NC 2890628.7 mi269$118,786,903$365,000$441,587

Frequently Asked Questions

How many homes are for sale in TOPTON, NC 28781?

As of January 2026, there are 17 active listings in TOPTON, NC (zip code 28781), compared to 9 the prior year.

What is the median home price in TOPTON, NC 28781?

The median listing price in TOPTON, NC 28781 is $450,000 as of January 2026, a 34.6% decrease from $687,950 the prior year.

How long do homes stay on the market in TOPTON, NC?

Homes in TOPTON, NC 28781 spend an average of 118 days on the market before going under contract, compared to 188 days the prior year.

Is it a seller's or buyer's market in TOPTON, NC 28781?

Based on current inventory and days-on-market data as of January 2026, TOPTON, NC 28781 is currently a Balanced Market. Inventory has increased compared to last year, with 8 more homes available — giving buyers more choice. Homes are selling faster, averaging 118 days on market compared to 188 days last year.

How much can I save on real estate commission in TOPTON, NC?

With SELL123.com's maximum 3% commission, sellers in TOPTON, NC 28781 save an estimated $9,000 compared to a typical 5% commission on the median listing price of $450,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.