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JEFFERSON, NC 28640

Real Estate Market Report  ·  Ashe County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
28
⇧ 40% vs 20 last year
Pending
5
18% pending ratio
Median Price
$569,900
⇧ 15.1% vs $495,000 last year
Average Price
$688,678
⇩ 12.8% vs $789,889 last year
Days on Market
103
⇧ 2% vs 101 days last year

Market Context

Population: 5,074  ·  Density: 52.9/mi²  ·  Median household income: $48,417

Typical home value: $220,415  ·  Homeownership: 70.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The JEFFERSON, NC real estate market (28640) currently shows 28 active listings, with 5 pending sales. Homes are averaging 103 days on the market before going under contract.

Inventory has increased compared to last year, with 8 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 103 days on market compared to 101 days last year.

The median listing price has risen 15.1% year-over-year, from $495,000 to $569,900.

Whether you are buying or selling in JEFFERSON, NC, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 28 this year vs 20 last year
  • Days on market: 103 now vs 101 last year

Median & Average Pricing

Year over Year
  • Median: $569,900 (+15.1% YoY)
  • Average: $688,678 (-12.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.9 miles — 302 listings ($208,090,715 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
28640Jefferson, NC 286400.0 mi28$19,282,984$569,900$688,678
28629Glendale Springs, NC 286294.9 mi1$599,000$599,000$599,000
28644Laurel Springs, NC 286448.0 mi9$5,831,154$440,000$647,906
28626Fleetwood, NC 286269.3 mi20$13,736,620$634,999$686,831
28663Piney Creek, NC 2866310.8 mi8$3,778,056$449,900$472,257
28651Millers Creek, NC 2865111.4 mi17$7,485,100$395,950$440,300
28684Todd, NC 2868412.5 mi16$11,395,600$735,000$712,225
28615Creston, NC 2861514.3 mi11$4,230,204$399,000$384,564
28618Deep Gap, NC 2861814.7 mi11$5,997,200$499,900$545,200
28675Sparta, NC 2867516.7 mi42$15,185,016$299,900$361,548
28607Boone, NC 2860718.5 mi124$114,220,244$675,000$921,131
37691Trade, TN 3769119.5 mi4$2,213,900$454,950$553,475
24378Troutdale, VA 2437819.9 mi11$4,135,637$329,000$375,967

Frequently Asked Questions

How many homes are for sale in JEFFERSON, NC 28640?

As of January 2026, there are 28 active listings in JEFFERSON, NC (zip code 28640), compared to 20 the prior year.

What is the median home price in JEFFERSON, NC 28640?

The median listing price in JEFFERSON, NC 28640 is $569,900 as of January 2026, a 15.1% increase from $495,000 the prior year.

How long do homes stay on the market in JEFFERSON, NC?

Homes in JEFFERSON, NC 28640 spend an average of 103 days on the market before going under contract, compared to 101 days the prior year.

Is it a seller's or buyer's market in JEFFERSON, NC 28640?

Based on current inventory and days-on-market data as of January 2026, JEFFERSON, NC 28640 is currently a Buyer's Market. Inventory has increased compared to last year, with 8 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 103 days on market compared to 101 days last year.

How much can I save on real estate commission in JEFFERSON, NC?

With SELL123.com's maximum 3% commission, sellers in JEFFERSON, NC 28640 save an estimated $11,398 compared to a typical 5% commission on the median listing price of $569,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.